Balansly vs Subside

Your current balance is not always money you can freely spend. Some of it may already be needed for upcoming bills, recurring expenses, or other commitments. Balansly combines your current account balances with planned income and expenses to show how your balance may change over the next 12 months. Use the forecast as a scenario: test a major purchase, trip, or irregular payment before you spend, then compare different amounts or dates. Balansly is useful when you want to plan beyond the current month, prepare for seasonal expenses, manage money across several accounts, or understand whether a financial decision fits alongside commitments you already know about. HOW IT WORKS • add accounts and wallets with their actual balances • enter known income, bills, purchases, and other future expenses • review the automatically calculated forecast and update the plan when circumstances change There is no need to create an account or connect a bank. You also do not have to record every daily purchase. Add the large, recurring, and known future transactions that matter most, then periodically update your actual account balances to keep the forecast useful. PLAN AND REVIEW • plan one-off and recurring income and expenses • use weekly, monthly, yearly, or one-time schedules • edit, reschedule, pause, and resume planned transactions • review expected balance at the start and end of each month • find months with high expenses or an uncomfortably low forecast • compare income, expenses, and category totals • compare your actual balance with the plan • see upcoming financial events in a monthly calendar ACCOUNTS AND CURRENCIES • see the total balance and its history after account updates • manage multiple accounts, wallets, currencies, and cryptocurrencies • keep each currency separate without automatic exchange-rate conversion The forecast is a scenario based on the information you enter, not a guarantee of a future result. It changes when balances or planned transactions change and helps make trade-offs visible while there is still time to adjust the plan. PRIVATE BY DESIGN Your financial data stays on your device. Balansly does not send it to external servers or use third-party advertising, analytics, or tracking services. Core tracking and planning features work offline.

Take back control of your subscriptions. Hidden charges, forgotten trials, slow price creep — the average iPhone user loses up to $312 every year. Subside is the private, one-time-payment tracker built to stop this leak. SUBSIDE AI — YOUR SAVINGS COACH • Catches duplicates instantly (paying for Netflix twice?) • Detects price hikes the moment they happen • Reminds you 2 days before any free trial converts • Flags subs that cost more than your category average INSIGHTS YOU CAN ACT ON • Total monthly and yearly spend at a glance • Spending donut by category • Top expenses, with duplicate merging • Smart calendar with every renewal stamped on its day BEAUTIFUL BY DESIGN Native iOS 26 Liquid Glass. Real brand icons for Netflix, Spotify, Disney+, Claude, ChatGPT, Notion and 50+ more. A joyful color palette that makes money less stressful. PRIVACY BY DESIGN 100% on-device. No account. No login. No ads. No tracking. Your subscriptions never leave your iCloud private database. Sign-ins are protected by Face ID through the iOS Keychain. PREMIUM FEATURES INCLUDED • Subside AI savings engine • Full Insights with charts • Unlimited subscriptions • Home Screen + Lock Screen widgets • iCloud sync across iPhone, iPad and Mac • Encrypted Sign-in vault ONE PURCHASE. YOURS FOREVER. Subside helps you cancel subscriptions. Selling you another subscription would be hypocritical. Pay once at $19.99. Use it forever. ——— Privacy Policy: https://sites.google.com/view/subside-app/privacy-policy Terms of Use: https://sites.google.com/view/subside-app/terms-of-use