GigaMoney vs SpendNote
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GigaMoney
This finance app provides investment information and risk disclosures. It offers contact details for customer service and a clear warning about the inherent risks in securities trading. Users can access the official website for more details.
- Investment risk disclosures
- Customer service contact
- Official website link
- Trading day service hours
- Investment information
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【Contact Us】 Official Website: www.gigamoney.com Service Hours (Trading Days): 9:00–18:00 (GMT+8) Customer Service Email: cs@gigamoney.com Address: 5B Jade Centre, 98 Wellington St, Central HK 【Risk Disclosure】 Investment involves risk. Securities prices may rise or fall and investors may lose the entire investment amount. Past performance is not indicative of future results. Information contained in this app is for reference only and does not constitute investment advice or an offer
SpendNote
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Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: GigaMoney at none against SpendNote's 2. GigaMoney also leads on iOS requirement (13.0 vs 17.0). SpendNote's advantage is update cadence (every 3 days vs monthly). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendNote sells 2 in-app purchases, starting at $2.99 per month. GigaMoney asks for nothing beyond the download.
GigaMoney ships an update monthly, SpendNote every 3 days. The most recent releases landed on October 6, 2026 and September 28, 2026 respectively.
| Parameter | GigaMoney | SpendNote |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Monthly | Every 3 days — better |
| Ads | — | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | — | iPhone — better |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 231 MB | 4 MB |
| Age rating | 17+ | 4+ |
| Developer | Winner International Securities Limited | 焕为 叶 |
In-app purchases
GigaMoney
No in-app purchases
SpendNote
- SpendNote Pro Monthly7 Days trial$2.991 Month
- SpendNote Pro Yearly7 Days trial$19.991 Year









