Effortless Budget vs Wallet

Ever bought one plane ticket and watched half your monthly budget disappear? That doesn’t feel quite fair. A flight, concert, new gadget, or special dinner isn’t everyday spending. It’s a splurge and it deserves its own place in your budget. Effortless Budget separates everyday spending from the things you choose to enjoy. Start with your income, set aside savings and investments, account for fixed costs like rent and bills, then give yourself a flexible limit for everyday spending. Spend thoughtfully within that limit, and the money you don’t use builds your Splurge balance. Your savings keep growing. Your investments stay on track. Rent and regular bills remain accounted for. Your Splurges come from your own spending discipline, not from raiding the money meant for your future. When something special comes along, track it as a Splurge instead of letting one memorable purchase distort your everyday spending. You’ll know what you’ve saved, what you’ve splurged, and how much guilt-free spending is still available. EVERYDAY BUDGETING, MADE CLEAR • Set a flexible monthly spending limit • See how much you have left to spend at a glance • Track income, expenses, and upcoming transactions • Add recurring transactions for regular income and bills • Organize spending with custom categories and category limits • Keep savings, investments, and fixed costs visible in your plan A BETTER WAY TO SPLURGE • Keep special purchases separate from everyday expenses • Watch disciplined spending build your Splurge balance • Track trips, concerts, luxuries, and other one-off treats • Follow your Splurge activity and yearly progress • Enjoy what you’ve earned without touching your savings MORE OF WHAT MATTERS • Choose your preferred currency • Back up and restore your data with iCloud • Review transactions by month • See where your money goes without complicated spreadsheets Effortless Budget isn’t about never spending. It’s about putting tomorrow’s priorities first, spending today’s money with intention, and turning everyday discipline into freedom for the things that make life fun. Protect your savings. Build better habits. Splurge guilt-free.

Know where your money goes, month by month or payday to payday. Wallet keeps your spending in one place, on your phone. Add what you spend in a couple of taps, set money aside for the things that matter, and see what’s left at a glance. • Periods that fit you: calendar months, or salary to salary. • Envelopes: fund a category and it spends from what you put in. Money you don’t spend carries over. • Several accounts and currencies: cash, cards and banks, each with its own balance. • Monthly bills and loans, so nothing is forgotten. • Share a category with family: everyone adds to it, and the pot stays yours. • Works offline. Sign in only if you want a backup or sharing. • English and Arabic, right to left done properly. Wallet Pro Speak an entry or snap a receipt and let AI fill it in, get insights on each month, use up to ten accounts, every theme, and arrange your home screen your way. $1.49 a month or $14.99 a year, with a 7 day free trial. The subscription renews automatically unless cancelled at least 24 hours before the end of the period, and can be managed in your App Store account settings. Terms: https://wallet.hemadol.com/terms Privacy: https://wallet.hemadol.com/privacy