Kongsi vs Bayarsama

Kongsi makes splitting expenses with friends, family, and roommates simple. Snap a photo of any receipt, and our AI instantly extracts the items and totals – no more manual data entry. SMART RECEIPT SCANNING • Scan receipts with your camera or upload from gallery • AI automatically extracts items, prices, and totals • Supports multi-page receipts FLEXIBLE SPLITTING • Split equally or by custom percentages • Assign specific items to specific people • See exactly who owes what GROUP MANAGEMENT • Create groups for trips, households, or events • Track balances across multiple receipts • Simplify debts with one-tap settlements STAY ON TOP OF YOUR SPENDING • Monthly spending summaries and trends • Category breakdowns • See your most purchased items and top merchants MULTI-CURRENCY SUPPORT • Track expenses in 20+ currencies • Perfect for travel and international groups Kongsi. Senang je. Terms of Use: https://kongsi.ai/terms-of-service

Bayarsama — Malay for "pay together" — makes the awkward maths moment at the end of every meal disappear. Split any bill item by item. Taxes, service charges, and currency-specific rounding are handled automatically. Each person's share is ready to send via WhatsApp, Telegram, or PDF before anyone reaches for their wallet. SPLIT IT FAIRLY • Assign items to people in a few taps — shared dishes too • SST, service charge, discounts, and rounding calculated for you • See exactly what everyone owes, down to the last sen GET PAID BACK FASTER • Store QR codes and payment handles — DuitNow, PayNow, UPI, or a bank account • Your payment details ride along with every summary you share • No more "send me your account number" messages YOUR CREW, ONE TAP • Save your regular friends as a group • One tap loads everyone — no re-adding names, no starting from scratch EVERY BILL, REMEMBERED • Attach the receipt and browse your full history • Export clean PDF summaries you'll actually want to keep 13 CURRENCIES AT LAUNCH MYR, SGD, USD, THB, IDR, PHP, VND, GBP, EUR, JPY, KRW, AUD, INR — with more on the way. PRIVATE BY DESIGN No account. No sign-in. Everything stays on your device. Bayarsama Pro unlocks unlimited groups, unlimited history, and watermark-free PDFs — quarterly, yearly, or a one-time lifetime purchase. Born in Malaysia. Built for anyone who splits a bill. Terms of Use: https://cruciblecraft.com/bayarsama/terms/ Privacy Policy: https://cruciblecraft.com/bayarsama/privacy/