Comparison

Pace Flow vs Simple Expenses Track

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pace Flow

Effortlessly manage your daily spending with an intelligent budget that automatically calculates your available balance. Track expenses across multiple wallets, gain insights with detailed analytics, and import bills with a single tap. Designed for privacy with offline-first operation and no data collection.

Highlights
  • Smart daily budget calculation
  • Multi-wallet management
  • In-depth spending analytics
  • One-tap bill import
  • Offline-first operation
  • Automatic expense logging
Features
Read full description

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy

About

Simple Expenses Track

Features
Read full description

This is a system-level journaling app designed exclusively for iOS. We've abandoned the complex illustrations and bloated social features, returning to the purest native iOS aesthetics. Combining intuitive operations like Apple Wallet, it creates the most elegant personal finance dashboard for you who seek extreme efficiency. --- Native aesthetics born for iOS System-level interface: Seamlessly integrates with iOS design language, supporting smooth dynamic effects and dark mode (Dark Mode), making it as familiar as using an in-built app. Zero interference experience: We stand by no ads, no forced pop-ups, and no redundant information, giving you a clean and pure journaling space. Assets at a glance: The visual feel of simulating real wallets makes the financial status of multiple cards and multiple assets clearly displayed on a single screen. --- Systematic and accurate financial analysis Efficient recording: Through extremely optimized smooth operations, a transaction record can be completed in as little as 10 seconds. Clean data panel: Reject complex charts that are hard to understand, providing only the most intuitive and core consumer trends and budget comparisons. --- Privacy and security, data is in your control Highest privacy standards: Your financial data belongs to you. We do not collect or transmit your personal privacy and consumer records.

Screenshots

Pace Flow4 screens
Simple Expenses Track4 screens

Verdict

The call

Pace Flow and Simple Expenses Track are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pace Flow sells 2 in-app purchases, starting at $3.99 per 3 months and Simple Expenses Track sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pace Flow ships an update monthly, Simple Expenses Track fortnightly. The most recent releases landed on October 12, 2026 and October 3, 2026 respectively.

ScorecardNo meaningful differences
Pace Flow versus Simple Expenses Track: the parameters behind the verdict, then further details
ParameterPace FlowSimple Expenses Track
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size6 MB8 MB
Age rating4+4+
Developer啸 冯Tse Tin Hang

In-app purchases

2 purchases

Pace Flow

Subscriptions1
  • Pro Subscription7 Days trial$3.993 Months
One-time1
  • Pace Flow Pro Version$6.99
2 purchases

Simple Expenses Track

One-time2
  • 喝杯咖啡$1.99
  • 午餐$5.99

Questions

Is Pace Flow free?
Pace Flow is free to download, with in-app purchases available.
Is Simple Expenses Track free?
Simple Expenses Track is free to download, with in-app purchases available.
Do Pace Flow or Simple Expenses Track have ads?
Neither Pace Flow nor Simple Expenses Track shows ads.
Which is updated more often, Pace Flow or Simple Expenses Track?
Pace Flow ships an update monthly, and Simple Expenses Track fortnightly. Most recently, Pace Flow was updated on October 12, 2026 and Simple Expenses Track on October 3, 2026.

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