Pace Flow vs Simple Expenses Track
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pace Flow
Effortlessly manage your daily spending with an intelligent budget that automatically calculates your available balance. Track expenses across multiple wallets, gain insights with detailed analytics, and import bills with a single tap. Designed for privacy with offline-first operation and no data collection.
- Smart daily budget calculation
- Multi-wallet management
- In-depth spending analytics
- One-tap bill import
- Offline-first operation
- Automatic expense logging
Read full descriptionHide full description
Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy
Simple Expenses Track
Read full descriptionHide full description
This is a system-level journaling app designed exclusively for iOS. We've abandoned the complex illustrations and bloated social features, returning to the purest native iOS aesthetics. Combining intuitive operations like Apple Wallet, it creates the most elegant personal finance dashboard for you who seek extreme efficiency. --- Native aesthetics born for iOS System-level interface: Seamlessly integrates with iOS design language, supporting smooth dynamic effects and dark mode (Dark Mode), making it as familiar as using an in-built app. Zero interference experience: We stand by no ads, no forced pop-ups, and no redundant information, giving you a clean and pure journaling space. Assets at a glance: The visual feel of simulating real wallets makes the financial status of multiple cards and multiple assets clearly displayed on a single screen. --- Systematic and accurate financial analysis Efficient recording: Through extremely optimized smooth operations, a transaction record can be completed in as little as 10 seconds. Clean data panel: Reject complex charts that are hard to understand, providing only the most intuitive and core consumer trends and budget comparisons. --- Privacy and security, data is in your control Highest privacy standards: Your financial data belongs to you. We do not collect or transmit your personal privacy and consumer records.
Screenshots
Verdict
Pace Flow and Simple Expenses Track are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pace Flow sells 2 in-app purchases, starting at $3.99 per 3 months and Simple Expenses Track sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Pace Flow ships an update monthly, Simple Expenses Track fortnightly. The most recent releases landed on October 12, 2026 and October 3, 2026 respectively.
| Parameter | Pace Flow | Simple Expenses Track |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 6 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | 啸 冯 | Tse Tin Hang |
In-app purchases
Pace Flow
- Pro Subscription7 Days trial$3.993 Months
- Pace Flow Pro Version$6.99
Simple Expenses Track
- 喝杯咖啡$1.99
- 午餐$5.99









