Pace Flow vs Wallet Diary

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy

A calendar and an expense tracker should be one app. You put "Dinner with friends" in your calendar, then open a different app afterwards to record what it cost. One thing, entered twice, filed in two places. WalletDiary makes it one: a single list that is your schedule and your ledger at the same time. 1. Write it down now, fill in the amount later Most expense trackers will not save an entry without a figure. Here you write down what you are doing, and add the amount after the appointment or the meal. Until then it is a plan; once you fill it in, it is an expense — with nothing to retype. 2. Money you have committed, not just money you have spent Scheduled entries that have not been paid yet carry their own total, kept apart from what has actually left your pocket. What is still coming this month is a figure you can read, not one you have to work out. 3. It looks forward, not back Entries run down one agenda by date: what has already happened fades, what is still ahead stays sharp. A ledger shows you last month. This shows you the next few days. 4. Clean, and quick to use Press the plus and you are in the entry screen with the cursor already in the name field. No tutorial, no setup wizard, no full-screen ads. Light and dark are both properly dressed, figures line up in columns, and nothing is too small to read. 5. No cloud, no sign-up No account, no servers, no ads, no tracking. It works in airplane mode, because it never needed the network to begin with. Everything else you would expect - Multiple ledgers: household, personal and travel kept apart, each with its own currency, switched from the title bar - Budgets: a monthly total or a limit per category, with used, remaining and over at a glance - Recurring entries: rent, subscriptions and salary post themselves, and upcoming ones appear on the calendar first - Reminders: ten minutes, an hour or a day before - Statistics: monthly trend, category breakdown, daily average, this month against last - Categories with your own names, icons and colours - Payment methods: cash, credit card, mobile pay - Hide every amount with one tap when someone is looking over your shoulder - Eight currencies, three colour themes, light and dark - English, 繁體中文, 简体中文 Terms of Use This app uses Apple's standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/