Expense & Budget Tracker App vs BudgetBox Envelopes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense & Budget Tracker App
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See where your money actually goes. Log an expense in seconds, set a budget you can stick to, and watch your savings goals move. NO SIGN-UP, NO BANK LOGIN No email, no password, no social login and nothing to connect. Open the app and start tracking straight away. TRACK SPENDING AND INCOME • Log an amount with a category, a payment method (cash, card, wallet, bank), a note and any date • Edit or delete anything you logged • Choose your currency once and the whole app follows it • Light and dark themes SCAN A RECEIPT INSTEAD OF TYPING Photograph a receipt and the total, the date, the shop and a category are filled in for you. You check every field before it saves, and a scan that cannot be read still keeps the photo. You can also hold the microphone and say what you spent instead of typing it. BUDGETS • A weekly or monthly limit per category • A ring showing how much of the limit the period has used • Tap through to the transactions behind any budget SAVINGS GOALS • Set a target, add to it whenever you like, and watch the percentage climb • Give a goal a deadline if it needs one SHOPPING LIST AND GROCERY BUDGET • Keep a list of what to buy and tick items off • Set a grocery budget and see what the list is costing you SUBSCRIPTION TRACKER • Record what renews, when it renews and what it costs • See the monthly total of everything you are paying for STATISTICS • Where the money went, by category • Your spending trend over time • Week, month and year views with a daily average RECEIPT ARCHIVE Every receipt photo you keep sits in one place. Receipt images are stored on your device, so they are not uploaded anywhere and removing the app removes them. FINANCE COACH Ask about your own numbers in plain language and get an answer based on what you have logged. EXPORT YOUR DATA Export every transaction as a CSV file at any time, from More › Export data. YOUR DATA Your transactions, budgets, goals and lists are stored in your own account on our cloud database. Receipt photos stay on your device. A receipt image, or the text of what you say, is sent to Google Gemini only at the moment you use the scan, voice or coach feature. We do not sell your data. PREMIUM The free version includes 3 entries (income or expense), 3 budgets, 1 savings goal, 3 tracked subscriptions and the last 30 days of statistics, and shows ads. Premium removes every limit and every ad. • Weekly — $6.99 per week • Yearly — $19.99 per year • Lifetime — $49.99 once, never renews Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically at the same price unless you turn renewal off at least 24 hours before the current period ends. Manage or cancel it in Settings › Apple Account › Subscriptions. Prices shown are US prices; your own storefront price appears in the app. Restore Purchases is on the Premium screen and in More. Privacy Policy: https://sites.google.com/view/expensebudgettrackerprivacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
BudgetBox Envelopes
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Keep monthly spending organized with a simple envelope-style budget. BudgetBox lets you create one budget plan and divide it into boxes, each with its own name, icon, color, and planned monthly amount. SEE YOUR MONTH • Check planned, spent, and remaining amounts for every box, with a progress bar and an “Over planned” tag when spending exceeds the plan. • View income logged this month, total planned expenses, spending so far, and remaining in the month summary. • Tap a box to see its entries for that month. LOG BY HAND • Record expenses, income, and refunds with an amount, date, box, and optional note. • Use “Repeat last transaction” to refill the entry form. • Swipe to delete an entry. Refunds reduce a box’s spent amount; income appears in the month summary. MAKE IT YOUR OWN • Choose from four starter templates with editable example amounts: Family Basics, Student, Cash Envelope Lite, and Freelancer Lite. • Try a sample budget with four boxes and three entries. • Drag boxes to reorder them, or swipe to archive a box. • Check the Review tab for this month’s planned-versus-spent figures and top five boxes by spending. The review is descriptive only. • Turn on an optional weekly or monthly check-in reminder. PREMIUM — ONE-TIME LIFETIME UNLOCK • Add as many boxes as you want. • Browse any past or future month. • Export all entries as CSV through the iOS share sheet, or import CSV entries in the same format. Without Premium, your plan supports up to eight active boxes, and the Month tab lets you browse the previous, current, and next month. YOUR DATA STAYS ON YOUR DEVICE All budget data is stored only on this iPhone or iPad. There’s no account, sign-in, tracking, or data collection, and no cloud sync. BudgetBox is for personal organization and recordkeeping, not financial advice or official guidance.
Screenshots
Verdict
The clearest difference is ads: BudgetBox Envelopes at none against Expense & Budget Tracker App's shown. Expense & Budget Tracker App's advantage is update cadence (every 2 weeks vs every 2 months) and iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense & Budget Tracker App sells 3 in-app purchases, starting at $6.99 per 7 days and BudgetBox Envelopes sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Expense & Budget Tracker App ships an update every 2 weeks, BudgetBox Envelopes every 2 months. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Expense & Budget Tracker App | BudgetBox Envelopes |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 48 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | faiza zulfiqar | Cosmic Production d.o.o. |
In-app purchases
Expense & Budget Tracker App
- Weekly3 Days trial$6.997 Days
- Yearly$19.991 Year
- Lifetime Premium$49.99
BudgetBox Envelopes
- BudgetBox Premium$6.99
Questions
Is Expense & Budget Tracker App free?
Is BudgetBox Envelopes free?
Do Expense & Budget Tracker App or BudgetBox Envelopes have ads?
Which is updated more often, Expense & Budget Tracker App or BudgetBox Envelopes?
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