Xalder vs Portfolio Journal

Your financial freedom starts here. Do you want to know exactly where your money goes? Xalder transforms personal finance management into a simple, powerful, and shared experience. Forget about complicated spreadsheets. Xalder offers professional tools in the palm of your hand so you can make better economic decisions day by day. What can you do with Xalder? Smart Monthly Budgets: Define your limits and meet your goals. Create personalized budgets for each category and keep your expenses under control effortlessly. Stress-Free Shared Expenses: Do you live with a partner, share an apartment, or go on a trip with friends? Create shared expense accounts and split bills instantly. Track Your Net Worth: Don't just look at the month-to-month; look at the long term. Visualize the evolution of your net worth and see how your wealth grows over time. Advanced Financial Analysis: Access financial ratios that are normally only used by experts. Understand your debt level, your savings capacity, and your solvency with clear charts. Quick Logging: Record your daily expenses in seconds. A clean and fast interface designed so that keeping your accounts up to date doesn't feel like a chore. Download Xalder today and make your money work for you.

Portfolio Journal is the investment tracker built for long-term investors who value simplicity and privacy. No brokerage login. No server. Your data stays on your device — or syncs privately via iCloud if you choose. Just open the app once a month, enter your portfolio value, and let Portfolio Journal do the rest. --- TRACK YOUR ENTIRE PORTFOLIO • Stocks, ETFs, bonds, crypto, real estate — any asset class • Multiple accounts: brokerage, retirement, savings, and more • Monthly check-in approach: no daily noise, just long-term perspective • Net worth evolution over months and years VISUALIZE YOUR WEALTH • Evolution chart: see your portfolio grow over time • Allocation chart: know exactly where your money is • Drawdown analysis: understand your worst drops and recoveries • Interactive charts: Compare accounts, run What-If scenarios, and see Period vs Period • Year vs Year: see how each year stacks up, with a forecast for the year in progress • Calm Mode: a distraction-free view for peace of mind SET AND TRACK GOALS • Create financial goals with target amounts and deadlines • Track progress with visual indicators • Stay motivated with a clear picture of your journey KEEP AN INVESTMENT JOURNAL • Log thoughts, decisions, and lessons learned • Build a personal record of your investment mindset over time • Reflect on past decisions to improve future ones PRIVACY BY DESIGN • No account required. No login. No sign-up. • No ads and no third-party analytics: there is no advertising or tracking SDK in the app. • No servers of ours. Your data lives on your device. • iCloud sync is optional: it uses your own private iCloud database, encrypted by Apple. • Everything works 100% offline. BUILT FOR PASSIVE INVESTORS Portfolio Journal is designed for Bogleheads, ETF investors, index fund fans, and anyone following a buy-and-hold strategy. It's not a trading tool — it's a long-term companion. Whether you're tracking a three-fund portfolio, building toward FIRE, or simply monitoring your net worth over time, Portfolio Journal gives you clarity without complexity. EXPORT YOUR DATA • CSV export: take your data anywhere, anytime. • Full ownership of your financial history. --- WHO IS PORTFOLIO JOURNAL FOR? - Long-term and passive investors who don't need daily updates - ETF and index fund enthusiasts - Bogleheads and FIRE community members - Anyone tracking their net worth or wealth-building journey - Privacy-conscious users who don't want their financial data on someone else's servers --- Download Portfolio Journal today and start building a clear, private, long-term view of your financial future. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://portfoliojournal.app/privacy.html