Couples Budgeting vs PairPay

Budget together. Split expenses fairly. Keep personal spending private. Halfway is a budgeting app for couples that helps you manage shared expenses while keeping your financial independence. Split bills based on what each of you earns, go 50/50, or choose the ratio that works for you. Whether you’re moving in together, newly married, or simply ready to retire the spreadsheet, Halfway helps you see where your money goes and who owes what. MANAGE MONEY TOGETHER • Split expenses your way Set your incomes and let Halfway calculate proportional contributions. Use different rules for different expenses, like income-based splitting for rent and 50/50 for dining. • Keep shared and personal budgets in one place Plan for household expenses together while managing your own spending separately. Your personal spending stays private from your partner. • Know who owes what Track shared purchases and see your settlement balance as you go. Spend less time calculating reimbursements and sorting through past payments. • Stay on top of bills and spending Organize recurring bills and subscriptions, set reminders, and compare your budget with what you actually spent. • See the bigger picture Track your net worth and review monthly reports to understand how your finances change over time. START FREE. UPGRADE WHEN YOU NEED MORE. Get started without a credit card or an expiring trial. Halfway’s core budgeting and expense-splitting features are free to use. Premium adds: • Automatic bank sync through Plaid • Penny, an AI assistant that helps you understand your financial numbers • Included 1:1 sessions with a registered financial advisor • Advanced insights Cancel Premium anytime. YOUR MONEY IS PERSONAL. YOUR DATA SHOULD BE TOO. No ads. No selling your data. Personal spending stays private from your partner, while shared expenses stay visible to both of you. Bank connections through Plaid are read-only. Halfway can view connected transactions but cannot move your money. Available in English, Spanish, and French. Download Halfway and find a way to share money that works for both of you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meethalfway.app/privacy Terms of Use: https://meethalfway.app/terms

PairPay makes sharing expenses with your partner simple, fair, and stress-free. Whether you keep separate finances or share a joint account, PairPay has a mode built for how you actually live. SPLIT MODE: FOR COUPLES WITH SEPARATE FINANCES Track every shared expense and always know who owes what. PairPay splits costs proportionally based on your agreed ratio, so the math is never left to one person to figure out. Settle up whenever you're ready and start fresh. SHARED MODE: FOR COUPLES WITH A JOINT ACCOUNT Pay shared expenses on whichever card or cash you have handy, and let PairPay track what you've each fronted. When it's time to reimburse yourself, log a withdrawal and your balance resets. No statement cycles. No spreadsheets. Just a running total that reflects reality. BUILT FOR TWO - Invite your partner with a simple code and stay in sync in real time - See your partner's expenses alongside your own in a shared activity feed - Get notified instantly when your partner logs an expense or makes a withdrawal - Switch between Split and Shared-Pot mode anytime, without losing your history EXPENSE TRACKING - Log expenses quickly with amount, date, category, and optional notes - Choose from 12 categories: Dining Out, Groceries, Rent/Mortgage, Utilities, Transportation, Healthcare, Entertainment, Vacation, Household Items, Pet Care, Gifts & Donations, and Miscellaneous - Your expenses are yours to edit; partner expenses are read-only, keeping things fair and dispute-free YOUR BALANCE, YOUR WAY - Shared mode shows your total balance with a per-payment-method breakdown - Withdraw from your joint account to reimburse yourself and reset your balance - Undo the most recent withdrawal per payment method if you need to make a correction PairPay is designed for real couples with real financial lives. Whether you're splitting a dinner tab or managing a shared account you've had for years, PairPay keeps both of you on the same page without the awkward conversations. Download PairPay and get on the same page with your partner today.