Debt Tracker IOU vs ChequeVault

Never forget who owes you money again. Khatta Flow is the most intuitive personal ledger and debt manager for anyone who regularly lends or borrows. Whether you are settling small loans with friends or keeping a digital khata book for your shop, Khatta Flow keeps every record precise and organized. NEW — TRACK YOUR DAILY SPENDING Khatta Flow is no longer just for debts. Log your everyday income and expenses alongside your loans and see your full financial picture in one place. - Daily Expense Tracker — record every expense and income entry, automatically sorted into categories like Food & Drink, Transport, Bills, Health and Education. - Quick Add with Back Tap — double-tap the back of your iPhone to log a transaction in seconds, without ever opening the app. - Widgets — keep your To Pay and To Receive balances visible at a glance, right on your screen. - Smarter Reports — new charts, category breakdowns and monthly summaries show you exactly where your money went. WHY CHOOSE KHATTA FLOW - Track loans and IOUs — log every transaction the moment you lend or borrow. - Payment reminders — set custom notifications so a due date never slips past you. - Stay organized — group transactions by person, and attach notes or receipts to any entry. - Multi-currency — keep balances in USD, EUR, GBP and more, each tracked separately. - Professional reporting — export to CSV for Excel, your accountant, or a business partner. PERFECT FOR - Friends splitting bills or tracking shared expenses. - Small business owners who need a reliable debt and credit book. - Anyone ready to retire the paper ledger for a secure digital one. SECURE AND PRIVATE Your financial data is sensitive. Khatta Flow keeps your records on your device and protects them with a biometric app lock. No more forgotten debts. Just complete financial clarity. Terms of Use & EULA: https://docs.google.com/document/d/1gT3g7szuVF_BitDR6KnaHyGCpFDcQRk056kKsli80QE/edit?tab=t.0 Privacy Policy: https://docs.google.com/document/d/1oplMB8vaanZKVyAJv8yURCrc67ypgZB8tL3pZGccJnw/edit?tab=t.0

ChequeVault is the smartest way to manage your cheques. Whether you issue or receive cheques, keep every record organised, secure and always with you. Never miss a due date. Never lose a cheque record again. TRACK EVERY CHEQUE - Add issued and received cheques with amount, bank, payee and due date - Attach a photo of the physical cheque for a permanent record - Track status: Pending, Deposited, Cleared, Bounced, Cancelled - Full status history with timestamps for every cheque - Search and filter by status, bank or date range NEVER MISS A DUE DATE - Smart reminders notify you before cheques are due - Dashboard overview shows all pending and upcoming cheques at a glance - Colour-coded status chips for instant visibility - Due date badges highlight overdue and near-due items BUILT FOR SECURITY - PIN lock with Face ID and Touch ID support - Screenshot and screen recording blocked - Firebase-backed encrypted cloud sync - Per-user data isolation - only you can see your records - Sign in with Apple, Google or Email PRO FEATURES - Reports and analytics - income and payment summaries by date range - PDF and CSV export - share or archive your records instantly - Unlimited cheques - no cap on how many you can track - Custom banks - add your own banks to the list WHO IS IT FOR? - Small businesses managing supplier and customer cheques - Landlords collecting rent by cheque - Freelancers tracking client payments - Individuals managing personal cheque payments - Anyone who needs a reliable cheque register ChequeVault keeps your cheque records safe, organised and always accessible - so you can focus on your business, not your paperwork. SUBSCRIPTION INFORMATION ChequeVault Pro is available as a monthly or yearly auto-renewable subscription. • Monthly plan - billed every month • Yearly plan - billed once per year Pricing is displayed in the app before purchase. Payment is charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Terms of Use: https://chequevault.app/terms Privacy Policy: https://chequevault.app/privacy