Comparison

Drachmi vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Drachmi

Read full description

Track income and expenses without giving up your privacy. No bank connections. No account. No subscriptions. 100% Offline. FEATURES - Income & expense tracking - see the full picture - Recurring transactions (weekly, monthly, yearly) - Future-dated entries for planning ahead - 100% offline - works without internet - No account needed - open and start - Monthly budgets with visual progress - Month-to-month comparisons - Beautiful charts by category - 60+ currencies - Dark & light themes - CSV export - Search & filter PRIVACY Your data stays on your device. No cloud. No tracking. No account to hack. Delete the app, data's gone. Drachmi - Named after the ancient Greek drachma -ancient Greek silver coin and weight unit. Pay once, own forever. Built with Love by AiofEffect LLC Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aiofeffect.com/privacy Terms & Conditions: https://aiofeffect.com/terms

About

Expense Tracker

This private expense tracker allows you to log expenses, income, and savings, scan receipts with on-device OCR, and set up bill reminders. It offers insights into spending trends and budget health, with data syncing only through your iCloud.

Highlights
  • Log expenses, income, and savings
  • On-device OCR receipt scanning
  • Customizable categories
  • Recurring transaction reminders
  • Budget limit notifications
  • Spending trend analysis
  • iCloud data syncing
Features
Read full description

SpendSense is the expense tracker built for people who don't want their financial data anywhere but their own device and their own iCloud. No sign-up. No ads. No analytics. No tracking. Just a clean, fast way to see where your money goes — completely private, completely free. Track Everything, Effortlessly • Log expenses, income, and savings — with savings tracked completely separately from everyday spending to protect your cushion • Scan receipts with on-device OCR — amounts, dates, and merchants extracted automatically, right on your phone • Create your own custom main categories and subcategories to organize your ledger exactly how your brain works Never Miss a Bill • Set up recurring transactions for rent, subscriptions, and bills — daily, weekly, monthly, or custom • Get a gentle reminder the day before something's due • Get notified when you're approaching a budget limit — before you go over, not after Real Insights, Not Just Numbers • Monthly budget health at a glance with interactive progress indicators • Full spending overview across 1 month, 3 months, 6 months, or a full year — see trends unfold over time, not just this month • Smart behavioural insights — plain-English highlights pointing out shifts in your spending Truly Private • Your data syncs only through your own private iCloud account • Nothing is ever sent to us — because there is no "us" collecting anything • No account creation, no email required, ever Your Data, Your Way • Export your full transaction and recurring history to CSV — opens instantly in Excel, Numbers, or Google Sheets • Home screen widget shows your balance and spending status without opening the app Your App, Your Aesthetic • Switch between a bold gradient dashboard with colorful summary cards, or a flatter, minimal layout — whichever fits how you like to see your numbers • Toggle colorful card backgrounds on or off to match your style Whether you're tracking a tight budget, managing recurring bills, or just want to finally see where your paycheck goes over the long run — SpendSense does it without asking for anything in return.

Screenshots

Drachmi4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against Drachmi's 1. Expense Tracker also leads on update cadence (every 9 days vs monthly). Drachmi's advantage is iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Drachmi sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Drachmi ships an update monthly, Expense Tracker every 9 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
Drachmi versus Expense Tracker: the parameters behind the verdict, then further details
ParameterDrachmiExpense Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size43 MB11 MB
Age rating4+4+
DeveloperAiofeffect LLCNaveen Vijay

In-app purchases

1 purchases

Drachmi

One-time1
  • Drachmi Lifetime$1.99
None

Expense Tracker

No in-app purchases

Questions

Is Drachmi free?
Drachmi is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Do Drachmi or Expense Tracker have ads?
Neither Drachmi nor Expense Tracker shows ads.
Which is updated more often, Drachmi or Expense Tracker?
Drachmi ships an update monthly, and Expense Tracker every 9 days. Most recently, Drachmi was updated on October 24, 2026 and Expense Tracker on October 31, 2026.

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