SubBuddy vs Stmnt

SubBuddy is a smart subscription management app that helps you track and manage all your subscriptions. Features: • Subscription Management - Track Netflix, Spotify, iCloud and more. 260+ service icons auto-matched • Smart Reminders - Get notified 1-7 days before billing. Trial expiry alerts included • Calendar View - See all billing dates at a glance. Understand your spending rhythm • Spending Analysis - Category breakdown, duplicate detection, optimization tips • Health Score - AI analyzes subscription health, detects price increases • Budget Tracking - Set monthly budget goals, get overspending alerts • Email Scan - Auto-discover subscriptions from your inbox • Home Widget - View monthly spending without opening the app • Data Export - CSV import/export for easy backup • Cancel Guide - 40+ direct cancel links Completely free. No ads. No in-app purchases. All data stored locally for privacy. Supports 10 languages.

Your bank sends you a PDF. Stmnt turns it into an answer. Upload a statement from any bank in any country. Stmnt reads every line, sorts it, and shows you where your money actually went. No account to create, nothing to sign up for. WHAT STMNT READS • PDF statements from any bank, including password-protected files • Scanned statements, read by AI vision when there is no text to extract • Up to three statements at once, appended or replaced as you like • Duplicate files and duplicate transactions, caught before they skew your numbers • 35+ currencies, detected automatically and converted to the one you think in WHAT IT SHOWS YOU • A dashboard with net balance, income, expenses, and daily, weekly and monthly averages • Spending sorted into 17 categories, with over 100 merchants recognized by name • Trends over time, category donuts, cash flow, a heatmap by day of week, and month-over-month change • Unusual transactions flagged for a second look • An explanation in plain words on every single chart CATCH EVERY SUBSCRIPTION Stmnt finds recurring charges on its own, from weekly to yearly, and estimates what each one really costs you per month. The renewal you forgot about shows up on the list. REFUNDS THAT BEHAVE Refunds and reversals are matched to the charge they cancel and kept out of your spending totals, so a returned purchase does not look like money spent. REPORTS AND SHARING Save an analysis as a named report, export it to PDF, CSV or Excel, and share it with someone who needs to see it. Shared reports are encrypted, can be password-protected, and sync live for everyone with access. You choose read-only or read-and-write, and you can revoke a link at any time. Sharing is in beta. STMNT PRO • AI Financial Advisor. Ask about your spending in plain language and get answers with charts drawn from your own data. • Smart Forecast. Next month's spending by category, with a confidence score and a look back at how past forecasts turned out. • Smart Spending Tips. A financial health score and advice built from your own transactions. • Chart Builder. Describe the chart you want, then pin it to your dashboard. • Unlimited uploads. No daily cap, no limit on files per report. YOUR STATEMENTS STAY YOURS • Results are saved on your device, not on our servers • No account, no sign-up, no advertising • Your statement goes to the AI only so it can read your transactions • iCloud backup is optional and lives in your own private container BUILT FOR BOTH LANGUAGES Full English and Arabic with right-to-left layout, 35+ currencies, light and dark themes, and layouts made for iPhone and iPad. Free to try. Stmnt Pro is an auto-renewing subscription that unlocks the AI advisor, forecast, tips, chart builder and unlimited uploads. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and you can manage or cancel anytime in your device's subscription settings. Privacy Policy: https://stmnt.7mxd.me/privacy Terms of Use: https://stmnt.7mxd.me/terms