Jenfi vs Vapay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Jenfi
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Jenfi – Identity Verification Jenfi is an identity verification app used by existing Jenfi users who have registered through Jenfi’s website (PaidFi.com). The app is designed solely to complete Know Your Customer (KYC) verification required for accessing Jenfi’s business financing services in Vietnam. This app does not provide account registration, payments, lending, or financing services. Its only purpose is to verify the identity of existing Jenfi users. Purpose of the App Jenfi enables Vietnamese business owners to securely verify their identity using their Vietnamese Citizen ID card (CCCD) as part of regulatory and compliance requirements. Key Features • NFC-based identity verification using the secure chip embedded in the Vietnamese Citizen ID card (CCCD) • Secure verification powered by VNPT’s certified NFC SDK • Verification status tracking within the app • English and Vietnamese language support • Most submissions reviewed within 1–2 business days • Customer support via help@jenfi.com How It Works 1. Sign in using your existing Jenfi account 2. Scan the QR code on your Vietnamese Citizen ID card 3. Read the NFC chip by placing the card on the back of your iPhone 4. Review your information and submit 5. Receive a notification once verification is complete Eligibility & Requirements • Existing Jenfi account registered via Paidfi.com • Vietnamese Citizen ID card (CCCD) with NFC • iPhone with NFC capability (iPhone 7 or later) • Internet connection Privacy & Data Use Jenfi collects only the information necessary to perform identity verification and comply with financial regulations. All personal data is encrypted in transit and at rest. Identity data is processed using certified technology and stored according to bank-level security standards. About Jenfi Jenfi is a Singapore-based fintech company providing revenue-based financing solutions to startups and digitally enabled businesses across Southeast Asia.
Vapay
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VaPay — Simplified Global Payments VaPay is your all-in-one digital wallet for moving money across borders — combining traditional currency accounts with stablecoin-powered transfers so you can send, receive, and exchange money in seconds, not days. Whether you're supporting family abroad, paying a friend, or managing multiple currencies, VaPay puts USD, CAD, NGN, USDC, and USDT in a single, secure wallet — with the lowest fees in the market. SEND MONEY YOUR WAY Instant stablecoin transfers (USDC/USDT) — arrive in seconds, anywhere in the world, 24/7, for as little as 0.5% Zelle transfers in the US Interac e-Transfer in Canada Direct bank transfers to Nigerian accounts (NGN) Send to any VaPay user by username, or to any crypto wallet address RECEIVE MONEY EFFORTLESSLY Get paid via your @username, QR code, Interac, or NGN bank details Share a payment link with a custom amount — recipients can claim funds straight into their wallet, no account hassle ONE WALLET, MULTIPLE CURRENCIES Hold and manage USD, CAD, and NGN balances alongside your USDC and USDT stablecoin holdings Exchange between 30+ currencies with real-time rates and zero fees Buy stablecoins instantly using your wallet balance, bank transfer, or debit card BUILT FOR TRUST Bank-level encryption on every transaction Face ID / fingerprint login with secure PIN backup Identity verification (KYC) to keep your account and funds protected Full transaction history at your fingertips WHY VAPAY Reach 100+ countries with fast, low-fee transfers A true hybrid wallet — bridging everyday currency with the speed of stablecoins Clean, simple design that makes global payments feel local Download VaPay and experience money without borders.
Screenshots
Verdict
The clearest difference is update cadence: Vapay at weekly against Jenfi's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Jenfi ships an update every 2 months, Vapay weekly. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.
| Parameter | Jenfi | Vapay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 85 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Jenfi Pte. Ltd. | Vapay Inc. |
In-app purchases
Jenfi
No in-app purchases
Vapay
No in-app purchases









