Comparison

MSB App vs uAgreed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB App

Features
Read full description

We believe that every Filipino deserves a clear and attainable path toward a successful and better future. And as we provide reliable financial solutions designed for real needs—from everyday savings to life-changing loans—we ensure that each customer receives the support and guidance they truly deserve. MSB makes banking simpler, more accessible, more personal, and truly empowering. Whether you’re just starting your financial journey, growing your business, or preparing for new opportunities, we are here to help you move forward with confidence. AT MSB, your dreams are our purpose. And together, we will make that happen. MSB— we are the way to your dreams!

About

uAgreed

Manage shared loans, rentals, and personal debts with clear records, agreements, and due-date alerts. Track payments, upload documents, and generate agreements for a trust-focused experience.

Highlights
  • Manage shared loans and rentals
  • Track personal debts and bills
  • Generate and sign agreements
  • Upload payment proof and documents
  • Due-date alerts and reminders
  • Transaction chat and progress updates
Features
Read full description

uAgreed helps people manage shared loans and rentals, plus personal payment tracking for debts, bills, and reminders, with clearer records, agreements, due-date alerts, and trust-focused review steps in one place. Owners can post rental listings that renters browse and request, all in the same app. Use uAgreed to: - Request money, lend money, or manage a shared loan - Browse available rental listings and send a rental request - Rent out your place, vehicle, or item as a public listing or a private link - Share a request link with someone who has not installed the app yet - Track due dates, repayments, installments, late fees, grace periods, and rental steps - Upload payment proof, receipts, ID and ownership documents, and other supporting images when needed - Generate, review, and sign loan or rental agreements based on the saved terms - Stay aligned with shared transaction history, transaction chat, progress updates, and push notifications - Track personal debts, bills, subscriptions, and other money reminders privately on your own device - Preview shared rental links with public listing details before the other person installs the app Key features: - Borrow money, lend money, browse and request rentals, or rent out to another user - Browse public rental listings and filter by rental type, location, or features - Post a rental listing as a public listing renters can discover, or keep it private and share the link - See Owner-verified and Identity-verified trust badges on listings before you request - Search existing users by username - Sign in with Apple, Google, or secure email link - Share request links for people who are not on the app yet - Show simple loan request previews and richer rental listing previews on shared links before install - Mark money as sent, received, paid, or confirmed - Track rental requirements, payment proof, handover, receipt confirmation, and agreement progress - Use transaction chat for active shared loan and rental flows - Manage reminders, send one-time nudges, and follow recurring overdue reminders on supported shared flows - Use Personal Payment Tracker for private debt records and bill reminders with one-time, weekly, monthly, or yearly schedules - Keep protected rental details hidden until payment is confirmed when the flow requires it - Receive push notifications for new requests, approvals, payments, chat updates, agreements, and reminders - Upgrade to Pro for higher plan limits, support chat, and reminder management uAgreed is designed for coordination and record-keeping between users. It hosts user-posted rental listings and passes along requests, but it does not move money inside the app and is not a bank, lending institution, brokerage, real estate agent or broker, or property manager, and is not a party to any arrangement between users.

Screenshots

MSB App4 screens
uAgreed4 screens

Verdict

The call

The clearest difference is in-app purchases: MSB App at none against uAgreed's 1. uAgreed's advantage is update cadence (daily vs every 6 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. uAgreed sells 1 one-off in-app purchase. MSB App asks for nothing beyond the download.

UpkeepUpdate frequency

MSB App ships an update every 6 days, uAgreed daily. The most recent releases landed on October 9, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 7 level
MSB App versus uAgreed: the parameters behind the verdict, then further details
ParameterMSB AppuAgreed
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 6 daysDaily — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size37 MB60 MB
Age rating4+12+
DeveloperMalayan Savings Bank Inc.Bryner Decena

In-app purchases

None

MSB App

No in-app purchases

1 purchases

uAgreed

One-time1
  • uAgreed Pro$12.99

Questions

Is MSB App free?
MSB App is free to download, with no in-app purchases.
Is uAgreed free?
uAgreed is free to download, with in-app purchases available.
Do MSB App or uAgreed have ads?
Neither MSB App nor uAgreed shows ads.
Which is updated more often, MSB App or uAgreed?
MSB App ships an update every 6 days, and uAgreed daily. Most recently, MSB App was updated on October 9, 2026 and uAgreed on September 25, 2026.

Other comparisons