Comparison

TerminalX vs Paytools

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TerminalX

Features
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Connect to your servers smarter than ever. TerminalX is the first SSH terminal on Apple ecosystem with built-in AI assistance. KEY FEATURES: SSH & Terminal • Full SSH2 support with password and key authentication • Modern terminal emulator with 256-color support • iCloud Keychain integration for secure key storage • Multiple connections with tabbed interface • Port forwarding (local, remote, dynamic) • Mosh protocol support for unstable connections AI-Powered Assistance • Get instant explanations for error messages • Generate commands from natural language • AI suggests fixes for common issues • Context-aware command completion • Multiple AI providers supported Server Monitoring • Real-time CPU, memory, disk monitoring • Multi-server dashboard overview • Health status indicators and alerts • Quick connect from monitoring view Smart Features • Command snippets library with categories • SFTP file browser with drag & drop • Session history and command search • Custom themes and fonts • Keyboard shortcuts for power users Universal App • Native app for iPhone, iPad, and Mac • iCloud sync for connections and settings • Stage Manager and Split View support • External keyboard full support SUBSCRIPTION: • Free: 2 connections, basic snippets, 10 AI queries/day • Pro: Unlimited everything, priority support • 7-day free trial for Pro subscription • Lifetime option available Built with privacy in mind. All credentials stored locally in Secure Enclave. Your data never leaves your device. --- SUBSCRIPTION TERMS: • Payment will be charged to your Apple ID account at confirmation of purchase • Subscription automatically renews unless canceled at least 24 hours before the end of the current period • Your account will be charged for renewal within 24 hours prior to the end of the current period • You can manage and cancel your subscriptions by going to your App Store account settings after purchase • Any unused portion of a free trial period will be forfeited when you purchase a subscription Terms of Service: https://terminalx.mixxai.app/terms.html Privacy Policy: https://terminalx.mixxai.app/privacy.html

About

Paytools

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Paytools is an offline payment-engineering workbench for developers, QA engineers, integrators, students, and fintech teams. Decode and inspect common payment-message structures, explore field definitions, convert technical data, and keep essential payment references close at hand. Processing happens locally on your device, so pasted messages and imported files are not uploaded to a server. PAYMENT TOOLS • Inspect ISO 8583 MTIs, bitmaps, and present data elements • Decode and build primary and secondary bitmaps • Parse BER-TLV data and identify common EMV tags • Recognize SWIFT MT blocks and ISO 20022 XML messages • Convert between HEX, ASCII, decimal, binary, and packed BCD • Validate synthetic card numbers with the Luhn algorithm • Compose synthetic Track 2 and ISO-0 PIN-block test data • Use development utilities for XOR and DES odd parity KNOWLEDGE LIBRARY • Search all 128 ISO 8583 data elements • Learn ISO 8583:1987, 1993, and 2003 MTI concepts • Follow authorization from merchant to acquirer, scheme, and issuer • Understand STIP, advice, reversal, clearing, and settlement flows • Review ISO 20022 message families and validation concepts • Study EMV transaction and cryptogram terminology CODES AND FIELDS Search operational response-code references for common ISO profiles, Visa, Mastercard, UnionPay/UPI, 3-D Secure, and gateway HTTP outcomes. Open any ISO field for its purpose, format, and implementation notes, including an expanded guide to DE22 POS Entry Mode. PRIVATE BY DESIGN Paytools has no account requirement and no cloud processing. Use synthetic or appropriately masked test data. Production payment formats and code meanings can vary by network, region, product, and specification release. Paytools is an independent educational and development utility. It is not affiliated with or endorsed by any payment network. Formal certification and production processing require the current authorized specifications, test packs, approved cryptographic systems, and applicable security controls.

Screenshots

TerminalX4 screens
Paytools4 screens

Verdict

The call

The clearest difference is in-app purchases: Paytools at none against TerminalX's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. TerminalX sells 3 in-app purchases, starting at $4.99 per month. Paytools asks for nothing beyond the download.

Scorecard1 real difference Ā· 5 level
TerminalX versus Paytools: the parameters behind the verdict, then further details
ParameterTerminalXPaytools
PriceFreeFree
Update frequency—Every 2 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS17.617.0 — better
Further details — not scored
Size12 MB4 MB
Age rating4+4+
DeveloperWiz StudioEmin Mammadov

In-app purchases

3 purchases

TerminalX

Subscriptions2
  • Pro Monthly7 Days trial$4.991 Month
  • Pro Yearly7 Days trial$39.991 Year
One-time1
  • TerminalX Pro Lifetime$99.99
None

Paytools

No in-app purchases

Questions

Is TerminalX free?
TerminalX is free to download, with in-app purchases available.
Is Paytools free?
Paytools is free to download, with no in-app purchases.
Do TerminalX or Paytools have ads?
Neither TerminalX nor Paytools shows ads.

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