SmartFlow+ vs ALL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartFlow+
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Smart Flow+ is an intelligent personal finance app designed to help you organize your income and expenses in a simple, practical, and modern way. With it, you can track your financial flow, understand where your money is going, and make more conscious decisions about your spending — all in one place. Record transactions via WhatsApp using AI One of Smart Flow+’s biggest advantages is its integration with WhatsApp. You can automatically record income and expenses by sending a text or voice message, such as: “Grocery expense in the amount of 55.50” The system interprets your message with the help of Artificial Intelligence and automatically creates the transaction for you, saving time in your daily routine. Ideal for recording expenses as they happen — at the supermarket, during transportation, or in any everyday situation. Complete and intuitive dashboard Intelligent recurring system powered by AI Create personalized rules for recurring transactions by defining frequency, intervals, and dates. The app automatically manages these entries and notifies you in advance when a transaction is about to occur, helping you plan ahead and keep everything organized. Visualize your finances clearly with charts and indicators that show: Monthly balance Total income and expenses Cash flow Financial results Income and expenses by category Statements and projections Everything is presented in a simple way, making it easy to understand even if you have no prior experience with financial control. Category organization Create and customize Income and Expense categories to better organize your records and understand your main spending patterns. Multi-language support Smart Flow+ is multilingual and can be used in: Portuguese English Spanish You choose your preferred language directly in the app. Simple, secure, and practical Modern and easy-to-use interface Financial control at your own pace Ideal for personal use All your data organized in one place Who is Smart Flow+ for People who want to better organize their finances Those looking for practical expense control Users who want to quickly record expenses Anyone who wants to better understand their monthly cash flow Smart Flow+ was created to make financial control simpler, smarter, and more accessible, using technology to make your life easier. Start now and gain more clarity over your finances.
ALL
This intelligent financial platform uses AI and Open Finance to consolidate all your accounts, track spending, manage budgets, and provide financial projections. Access your data across the app, web portal, and WhatsApp for a comprehensive view of your financial life.
- Open Finance account aggregation
- AI-powered expense categorization
- Real-time balance and spending tracking
- Budget planning and financial projections
- Integrated web portal and WhatsApp access
- Task and reminder management
- Secure data protection
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Suas finanças no automático com IA. Reúna contas, cartões, dívidas e investimentos em um só lugar. Com Open Finance e inteligência artificial, a ALL atualiza seus dados e organiza seus gastos automaticamente. Planeje seu orçamento com o método do curso Inteligência Financeira, de Gustavo Cerbasi. * Central de Dívidas: busca automática e visão unificada para planejar a quitação. * Cartões: acompanhe faturas e parcelas dos próximos meses. * Inteligência artificial: categorize receitas e despesas automaticamente e entenda para onde vai seu dinheiro. * Orçamento e objetivos: compare o planejado com o realizado e saiba quanto guardar para alcançar suas metas. * Investimentos: acompanhe saldos, rendimentos e detalhes das suas aplicações. * Modo Família: no plano Ultra, convide até 3 pessoas sem custo para elas, cada uma com seu próprio acesso. * Pessoal e empresa: mantenha suas finanças e as da empresa separadas na mesma conta. * App e Portal Web: acesse suas informações sincronizadas no celular e no computador. Você controla o acesso aos seus dados. A conexão pelo Open Finance é somente para leitura, sem movimentar seu dinheiro, e pode ser revogada a qualquer momento. Experimente por 7 dias grátis e comece a organizar sua vida financeira. — [Termos de Uso (EULA)](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) [Política de Privacidade](https://myall.com.br/politica-de-privacidade) [Termos de Uso da ALL](https://myall.com.br/termos-de-servico)
Screenshots
Verdict
The clearest difference is in-app purchases: SmartFlow+ at none against ALL's 9. SmartFlow+ also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ALL sells 9 in-app purchases, starting at $7.99 per month. SmartFlow+ asks for nothing beyond the download.
SmartFlow+ ships an update every 10 days, ALL every 5 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | SmartFlow+ | ALL |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 90.0% of reviews |
| Update frequency | Every 10 days | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 38 MB |
| Age rating | 4+ | +17 |
| Developer | MARIO SERGIO SIERRA DELFINO | E MIND TECH LTDA |
In-app purchases
SmartFlow+
No in-app purchases
ALL
- All Essential Monthly$7.991 Month
- All Essential Monthly7 Days trial$7.991 Month
- All Ultra Monthly$9.991 Month
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- All Max Monthly7 Days trial$9.991 Month
- All Essential Anual$14.991 Year
- All Essential Annual7 Days trial$29.991 Year
- All Essential Annual$29.991 Year
- All Ultra Annual$39.991 Year
- All Max Annual7 Days trial$59.991 Year









