Comparison

MCA Budget vs SplitOne

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCA Budget

Features
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MCA Budget is built for people who want a calm, reliable view of their money. Track spending and plan ahead without noise. Core features: - Quick transaction capture with natural input - A clean dashboard and budgets that make your monthly picture obvious - Cash Flow Stress view that highlights due-today and overdue items MCA Budget Pro (optional) unlocks: - Advanced analytics and charts - Multi-currency support - Unlimited transactions - Smart notifications - iCloud sync across devices Your financial data stays on your device or in your iCloud account. SUBSCRIPTIONS & TERMS MCA Budget offers auto-renewable subscription options. • Subscription length: Monthly or Yearly • Payment will be charged to your Apple ID account • Subscription automatically renews unless canceled at least 24 hours before the end of the current period Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nabicenet.github.io/mca-budget/privacy/

About

SplitOne

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SplitOne is one precise ledger for private expenses, household awareness, and settle-up with friends — with built-in group and direct chat. Track privately, share for awareness, or settle balances — without treating every share like an IOU. WHAT YOU CAN DO • Capture spending with Share Sheet, camera, or OCR on iOS (we do not read your SMS or notifications) • Organize expenses in Groups — household, trip, friends, or custom • Choose how you share: Private, Aware (visibility without debts), or Settle (balances and mark paid) • Settle up with payment proof and clear who owes whom • Chat in groups or one-to-one about the money that matters • Budgets, goals, recurring expenses, insights, and shared loans when you need a fuller tracker • Optional Face ID for quick unlock • Home Screen Balances widget SHARING MODES • Private — just for you • Aware — share what happened without creating balances • Settle — Splitwise-style debts when you want to settle PREMIUM Unlock deeper insights, budgets, and family features with SplitOne Premium (auto-renewable annual subscription). Intro pricing varies by region; manage or cancel anytime in Apple ID settings. Privacy Policy: https://www.splitone.app/privacy Terms: https://www.splitone.app/terms

Screenshots

MCA Budget4 screens
SplitOne4 screens

Verdict

The call

The clearest difference is update cadence: SplitOne at monthly against MCA Budget's every 2 months. SplitOne also leads on iOS requirement (16.4 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. MCA Budget sells 2 in-app purchases, starting at $0.99 per month and SplitOne sells 1 in-app purchase, starting at $2.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MCA Budget ships an update every 2 months, SplitOne monthly. The most recent releases landed on October 18, 2026 and October 9, 2026 respectively.

Scorecard2 real differences Ā· 4 level
MCA Budget versus SplitOne: the parameters behind the verdict, then further details
ParameterMCA BudgetSplitOne
PriceFreeFree
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS18.616.4 — better
Further details — not scored
Size26 MB64 MB
Age rating4+12+
DeveloperMehmet Nabi CenetPraneeth Konda

In-app purchases

2 purchases

MCA Budget

Subscriptions2
  • MCA Budget Pro Monthly$0.991 Month
  • MCA Budget Pro Yearly$9.991 Year
1 purchases

SplitOne

Subscriptions1
  • SplitOne Premium$2.991 Year

Questions

Is MCA Budget free?
MCA Budget is free to download, with in-app purchases available.
Is SplitOne free?
SplitOne is free to download, with in-app purchases available.
Do MCA Budget or SplitOne have ads?
Neither MCA Budget nor SplitOne shows ads.
Which is updated more often, MCA Budget or SplitOne?
MCA Budget ships an update every 2 months, and SplitOne monthly. Most recently, MCA Budget was updated on October 18, 2026 and SplitOne on October 9, 2026.

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