MCA Budget vs SplitOne
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
MCA Budget
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MCA Budget is built for people who want a calm, reliable view of their money. Track spending and plan ahead without noise. Core features: - Quick transaction capture with natural input - A clean dashboard and budgets that make your monthly picture obvious - Cash Flow Stress view that highlights due-today and overdue items MCA Budget Pro (optional) unlocks: - Advanced analytics and charts - Multi-currency support - Unlimited transactions - Smart notifications - iCloud sync across devices Your financial data stays on your device or in your iCloud account. SUBSCRIPTIONS & TERMS MCA Budget offers auto-renewable subscription options. ⢠Subscription length: Monthly or Yearly ⢠Payment will be charged to your Apple ID account ⢠Subscription automatically renews unless canceled at least 24 hours before the end of the current period Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nabicenet.github.io/mca-budget/privacy/
SplitOne
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SplitOne is one precise ledger for private expenses, household awareness, and settle-up with friends ā with built-in group and direct chat. Track privately, share for awareness, or settle balances ā without treating every share like an IOU. WHAT YOU CAN DO ⢠Capture spending with Share Sheet, camera, or OCR on iOS (we do not read your SMS or notifications) ⢠Organize expenses in Groups ā household, trip, friends, or custom ⢠Choose how you share: Private, Aware (visibility without debts), or Settle (balances and mark paid) ⢠Settle up with payment proof and clear who owes whom ⢠Chat in groups or one-to-one about the money that matters ⢠Budgets, goals, recurring expenses, insights, and shared loans when you need a fuller tracker ⢠Optional Face ID for quick unlock ⢠Home Screen Balances widget SHARING MODES ⢠Private ā just for you ⢠Aware ā share what happened without creating balances ⢠Settle ā Splitwise-style debts when you want to settle PREMIUM Unlock deeper insights, budgets, and family features with SplitOne Premium (auto-renewable annual subscription). Intro pricing varies by region; manage or cancel anytime in Apple ID settings. Privacy Policy: https://www.splitone.app/privacy Terms: https://www.splitone.app/terms
Screenshots
Verdict
The clearest difference is update cadence: SplitOne at monthly against MCA Budget's every 2 months. SplitOne also leads on iOS requirement (16.4 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. MCA Budget sells 2 in-app purchases, starting at $0.99 per month and SplitOne sells 1 in-app purchase, starting at $2.99 per year. Whichever you choose, the download price is not the number that matters.
MCA Budget ships an update every 2 months, SplitOne monthly. The most recent releases landed on October 18, 2026 and October 9, 2026 respectively.
| Parameter | MCA Budget | SplitOne |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Monthly ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad ā better |
| Requires iOS | 18.6 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 26 MB | 64 MB |
| Age rating | 4+ | 12+ |
| Developer | Mehmet Nabi Cenet | Praneeth Konda |
In-app purchases
MCA Budget
- MCA Budget Pro Monthly$0.991 Month
- MCA Budget Pro Yearly$9.991 Year
SplitOne
- SplitOne Premium$2.991 Year
Questions
Is MCA Budget free?
Is SplitOne free?
Do MCA Budget or SplitOne have ads?
Which is updated more often, MCA Budget or SplitOne?
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