Comparison

Splitpay vs BillSpot

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitpay

Features
Read full description

SplitPay – Easy Bill Splitting & Expense Sharing SplitPay is a simple and powerful way to split bills, share expenses, and track group spending with friends, roommates, couples, and travel groups. Whether it’s rent, dinner, trips, utilities, or shared subscriptions, Split It makes expense splitting fast, fair, and stress-free. No more awkward reminders. No more mental math. Just clear balances and easy settlements. β€£ Split Bills in Seconds Add an expense, choose who’s involved, and Split It instantly calculates how much everyone owes. Split equally or customise amounts β€” perfect for any situation, from restaurant bills to shared rent. β€£ Perfect for Every Group β€’ Friends splitting restaurant bills β€’ Roommates sharing rent, utilities, and groceries β€’ Couples managing daily expenses β€’ Travel groups tracking trip costs β€’ Families organizing shared spending β€’ Subscriptions and recurring payments No matter the group size, Split It keeps everyone on the same page. β€£ Key Features β€’ Easy Bill Splitting – Divide expenses equally or by custom amounts β€’ Group Expenses – Manage multiple people and groups in one place β€’ Smart Balance Tracking – See who owes who at a glance β€’ Expense History – Track all past bills and payments β€’ Clear Settlements – Know exactly how to settle up β€’ Simple, Clean Design – Built for speed and clarity β€’ No Complicated Setup – Start splitting immediately β€£ Why Choose Split It? β€’ Fast & Intuitive – Add bills in seconds β€’ Accurate Calculations – No mistakes, no confusion β€’ Stress-Free Payments – Clear balances mean fewer disputes β€’ Great for Trips & Roommates – Keep group finances organised β€’ Lightweight & Reliable – Designed for everyday use Split It helps you avoid uncomfortable money conversations by making everything transparent, fair, and easy to understand. β€£ Stay Organised. Stay Fair. Stop wondering who paid last or who still owes money. With Split It, every expense is recorded, every balance is clear, and every settlement is simple. Whether you’re sharing rent, splitting dinner, or tracking trip costs, Split It gives you full control over shared finances. This app includes Subscribe SplitPay Pro Monthly at $1.99 andSplitPay Pro Yearly at $9.99 to use ads free versions of the app for a Month and user can cancel it anytime. β€’ Privacy Policy: https://sites.google.com/view/abhijith-jaishankar-pp β€’ Terms of Use: https://sites.google.com/view/abhijith-jaishankar-tos Download SplitPay today and start splitting bills the smart way.

About

BillSpot

Features
Read full description

BillSpot - Your Fast Way to Settle Bills & Get Paid Globally BillSpot makes digital transactions simple. Pay bills, buy airtime and data, convert airtime to cash, send and receive money, create invoices, gift cash, and open international accounts to get paid from anywhere - all in one secure platform. KEY FEATURES Bill Payments - Electricity: Pay PHCN/NEPA bills instantly - Cable TV: DSTV, GOtv, StarTimes subscriptions - Internet: Spectranet, Swift, Smile, iPNX payments - Other Services: Fund betting, education, and insurance payments Airtime & Data - Purchase airtime for MTN, Airtel, Glo, and 9mobile instantly - Buy data bundles for all major networks at competitive rates - Send to up to 10 recipients in one transaction - Set up auto-renewal and save beneficiaries for faster transactions Airtime to Cash - Convert excess airtime into cash at competitive rates - Funds credited directly to your wallet - Track your airtime-to-cash balance separately Digital Wallet - Dedicated virtual account with automatic crediting - USSD transfers and bank deposits supported - Complete transaction history with downloadable receipts - Withdraw to bank account or wallet with low fees - Referral bonus system - earn rewards for referring friends Money Transfers - Send instantly to other BillSpot users - Withdraw funds directly to your bank account with low fees - Real-time notifications and receipts for all transfers International Accounts & Payments - Get your own bank accounts in USD, EUR, and more - Receive payments from abroad into your accounts - Send across currencies - NGN, USD, EUR and more - Spend locally or internationally - Simple verification unlocks your international accounts Virtual Dollar Cards - Create USD cards to pay online, locally and abroad - Shop streaming, software, travel and more - Manage, fund, and control your card in-app Invoicing - Create and send professional invoices in seconds - Get paid directly into your wallet - Track status - sent, paid, and expired - Great for freelancers and small businesses Gifting (Gift Drops) - Send cash gifts in a few taps - Create gift drops others claim instantly - Perfect for birthdays and celebrations Spray It (Events & Cash Gifts) - Send and receive money at parties, weddings, and festivals - Host with a unique code; guests join via QR code, link, or nearby Bluetooth - Spray money into the event and settle to your wallet - Perfect for owambe, parties, and group gifting Smart Agent (In-App Chat & WhatsApp) - Pay bills, buy airtime and data, and send money by typing what you need - Set and manage auto-renewals from chat - Quick redo of recent actions - Same secure PIN protection as the rest of the app - Available in the BillSpot app chat and on WhatsApp where supported Security - PIN protection and two-factor authentication - Bank-level encrypted data transmission - Secure, certified payment gateways - BVN and identity verification - Biometric login WHY CHOOSE BILLSPOT? - Fast & Reliable: Instant bill payments with reliable service - Secure: Bank-level encryption and security measures - Global: Receive, send, and spend across currencies - Affordable: Competitive rates and low transaction fees - User-Friendly: Simple, intuitive interface - 24/7 Support: Round-the-clock customer support GET STARTED 1. Download BillSpot from the App Store 2. Create your account with email and phone verification 3. Complete KYC verification with your BVN 4. Fund your wallet using your dedicated virtual account 5. Start paying bills, sending money, invoicing, creating dollar cards, and more SUPPORT Need help? Contact us 24/7! - In-app chat support - Email: support@billspot.co - Help center with FAQs and guides Visit billspot.co for more information and updates. Download BillSpot today and manage all your transactions the easy way!

Screenshots

Splitpay4 screens
BillSpot4 screens

Verdict

The call

The clearest difference is in-app purchases: BillSpot at none against Splitpay's 3. BillSpot also leads on ads (none vs shown) and update cadence (every 4 days vs every 3 weeks). Splitpay's advantage is iOS requirement (12.0 vs 15.5). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitpay sells 3 in-app purchases, starting at $1.99 per month. BillSpot asks for nothing beyond the download.

UpkeepUpdate frequency

Splitpay ships an update every 3 weeks, BillSpot every 4 days. The most recent releases landed on September 15, 2026 and October 2, 2026 respectively.

Scorecard4 real differences Β· 2 level
Splitpay versus BillSpot: the parameters behind the verdict, then further details
ParameterSplitpayBillSpot
PriceFreeFree
Update frequencyEvery 3 weeksEvery 4 days β€” better
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better15.5
Further details β€” not scored
Size34 MB70 MB
Age rating4+4+
DeveloperAbhijith JishankarBILLSPOT DIGITAL LIMITED

In-app purchases

3 purchases

Splitpay

Subscriptions3
  • Splitpay Monthly$1.991 Month
  • Monthly with offer3 Days trial$1.991 Month
  • SplitPay Year$9.991 Year
None

BillSpot

No in-app purchases

Questions

Is Splitpay free?
Splitpay is free to download, with in-app purchases available.
Is BillSpot free?
BillSpot is free to download, with no in-app purchases.
Do Splitpay or BillSpot have ads?
Splitpay shows ads; BillSpot does not.
Which is updated more often, Splitpay or BillSpot?
Splitpay ships an update every 3 weeks, and BillSpot every 4 days. Most recently, Splitpay was updated on September 15, 2026 and BillSpot on October 2, 2026.

Other comparisons