Comparison

Splitpay vs Zenpeny

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitpay

Features
Read full description

SplitPay – Easy Bill Splitting & Expense Sharing SplitPay is a simple and powerful way to split bills, share expenses, and track group spending with friends, roommates, couples, and travel groups. Whether it’s rent, dinner, trips, utilities, or shared subscriptions, Split It makes expense splitting fast, fair, and stress-free. No more awkward reminders. No more mental math. Just clear balances and easy settlements. β€£ Split Bills in Seconds Add an expense, choose who’s involved, and Split It instantly calculates how much everyone owes. Split equally or customise amounts β€” perfect for any situation, from restaurant bills to shared rent. β€£ Perfect for Every Group β€’ Friends splitting restaurant bills β€’ Roommates sharing rent, utilities, and groceries β€’ Couples managing daily expenses β€’ Travel groups tracking trip costs β€’ Families organizing shared spending β€’ Subscriptions and recurring payments No matter the group size, Split It keeps everyone on the same page. β€£ Key Features β€’ Easy Bill Splitting – Divide expenses equally or by custom amounts β€’ Group Expenses – Manage multiple people and groups in one place β€’ Smart Balance Tracking – See who owes who at a glance β€’ Expense History – Track all past bills and payments β€’ Clear Settlements – Know exactly how to settle up β€’ Simple, Clean Design – Built for speed and clarity β€’ No Complicated Setup – Start splitting immediately β€£ Why Choose Split It? β€’ Fast & Intuitive – Add bills in seconds β€’ Accurate Calculations – No mistakes, no confusion β€’ Stress-Free Payments – Clear balances mean fewer disputes β€’ Great for Trips & Roommates – Keep group finances organised β€’ Lightweight & Reliable – Designed for everyday use Split It helps you avoid uncomfortable money conversations by making everything transparent, fair, and easy to understand. β€£ Stay Organised. Stay Fair. Stop wondering who paid last or who still owes money. With Split It, every expense is recorded, every balance is clear, and every settlement is simple. Whether you’re sharing rent, splitting dinner, or tracking trip costs, Split It gives you full control over shared finances. This app includes Subscribe SplitPay Pro Monthly at $1.99 andSplitPay Pro Yearly at $9.99 to use ads free versions of the app for a Month and user can cancel it anytime. β€’ Privacy Policy: https://sites.google.com/view/abhijith-jaishankar-pp β€’ Terms of Use: https://sites.google.com/view/abhijith-jaishankar-tos Download SplitPay today and start splitting bills the smart way.

About

Zenpeny

Features
Read full description

Zenpeny is your AI-powered personal finance manager that makes tracking expenses effortless. Simply type what you spent, speak it aloud, or snap a photo of your receipt β€” our intelligent AI handles the rest. SMART EXPENSE TRACKING β€’ Type naturally: "Spent $15 on lunch" and Zenpeny categorizes it instantly β€’ Voice input: Speak your expenses hands-free while on the go β€’ Receipt scanning: Take a photo of any receipt to log it automatically β€’ AI-powered categorization across 15+ categories including Food, Rent, Transport, Entertainment, and more INTELLIGENT BUDGETING β€’ Set monthly budgets for each spending category β€’ Visual progress bars show exactly where your money goes β€’ Get notified when you're approaching your limits β€’ Track income vs. expenses with beautiful charts ZEN – YOUR AI FINANCIAL ASSISTANT β€’ Ask questions about your spending: "How much did I spend on food this month?" β€’ Get personalized saving tips based on your actual habits β€’ Discover your biggest expenses and find ways to cut back β€’ Responses stream in real-time for a fast, conversational experience SAVINGS TOOLS β€’ Interactive savings calculator to see how small changes add up β€’ AI-generated saving tips with daily, monthly, and yearly breakdowns β€’ Fun milestones to keep you motivated on your savings journey BUILT FOR YOUR PRIVACY β€’ Bank-level encryption protects your data β€’ We never sell your personal information β€’ Secure authentication with password protection Zenpeny Pro unlocks unlimited transactions, unlimited AI assistant access, voice input, receipt scanning, and advanced financial insights β€” all for one simple subscription. Start managing your money smarter today. Terms of Use: https://zenpeny.com/terms Privacy Policy: https://zenpeny.com/privacy

Screenshots

Splitpay4 screens
Zenpeny4 screens

Verdict

The call

The clearest difference is in-app purchases: Zenpeny at none against Splitpay's 3. Zenpeny also leads on ads (none vs shown) and update cadence (every 3 days vs every 3 weeks). Splitpay's advantage is iOS requirement (12.0 vs 15.0). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitpay sells 3 in-app purchases, starting at $1.99 per month. Zenpeny asks for nothing beyond the download.

UpkeepUpdate frequency

Splitpay ships an update every 3 weeks, Zenpeny every 3 days. The most recent releases landed on September 15, 2026 and September 10, 2026 respectively.

Scorecard4 real differences Β· 2 level
Splitpay versus Zenpeny: the parameters behind the verdict, then further details
ParameterSplitpayZenpeny
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days β€” better
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better15.0
Further details β€” not scored
Size34 MB38 MB
Age rating4+4+
DeveloperAbhijith JishankarMate Pay Private Limited

In-app purchases

3 purchases

Splitpay

Subscriptions3
  • Splitpay Monthly$1.991 Month
  • Monthly with offer3 Days trial$1.991 Month
  • SplitPay Year$9.991 Year
None

Zenpeny

No in-app purchases

Questions

Is Splitpay free?
Splitpay is free to download, with in-app purchases available.
Is Zenpeny free?
Zenpeny is free to download, with no in-app purchases.
Do Splitpay or Zenpeny have ads?
Splitpay shows ads; Zenpeny does not.
Which is updated more often, Splitpay or Zenpeny?
Splitpay ships an update every 3 weeks, and Zenpeny every 3 days. Most recently, Splitpay was updated on September 15, 2026 and Zenpeny on September 10, 2026.

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