Okaro vs 行囊帳本

【 The Ultimate Expense Tracker for Global Shoppers & Travelers 】 Why choose Okaro? Ordinary expense apps handle only one currency, but your life crosses borders. Okaro is designed to bridge the gap between "transaction amount" and "actual billing amount." It is the perfect tool for purchasing agents calculating costs, travelers checking bills, and cross-border shoppers. We go beyond simple budgeting to help you clarify the "True Cost" of every international transaction. 【 Key Features 】 ■ Dual-Currency Precision | No More Exchange Rate Confusion Featuring a unique "Transaction Currency" vs. "Settlement Currency" design. For example: You spent 10,000 JPY in Japan, but your card statement shows $70 USD. Okaro lets you record both, automatically calculating the actual exchange rate for that specific transaction. ■ Card-Centric Design | Manage Multiple Cards with Ease Designed for a cashless lifestyle. Easily manage transactions across multiple credit cards. See exactly how much foreign currency was spent on each card and reconcile your bills effortlessly. ■ AI Smart Scan | Snap & Track Instantly Powered by advanced AI models. Simply take a photo of a receipt to automatically recognize the merchant, date, amount, and currency. Supports complex overseas receipts (English, Japanese, etc.). When speed matters, record your expenses in just one second. ■ Focus on Analytics | Freedom from Budgets We know you care about "where the money went," not being restricted by strict budgets. Visualize your spending footprint with clear pie charts and trend analysis—broken down by country, currency, and category. 【 Perfect For 】 Professional Buyers / Daigou: Accurately track the local price vs. the actual cost in your home currency for every item. Global Travelers: Track expenses on the go without relying on internet connectivity. Cross-Border Shoppers: Manage exchange rate differences and fees across multiple credit cards. Credit Card Enthusiasts: Focus on maximizing rewards and tracking actual spending. Download Okaro today. Make cross-border expense tracking more precise and simple than ever before. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://okaro.harukibox.com/privacy

專為赴美留學生做的記帳 App。 市面上的記帳軟體沒有一個真的懂留學生的處境 —— 你的錢從台灣來，在美國花；標價永遠不含稅；吃頓飯還要自己算小費；房租跟室友平分卻永遠算不清楚誰欠誰。 這個 App 就是為了這些事做的。 ■ 雙幣別，一鍵切換 每筆帳在記帳當下就把匯率凍結存下來，之後匯率怎麼變都不會改到你的歷史紀錄。想知道「這學期到底花了多少台幣」，一鍵切換就看得到 —— 跟爸媽報帳再也不用自己按計算機。 ■ 稅和小費，輸入前就算好 選好你所在的州或城市（內建加州各大學城的精確稅率），輸入稅前價，App 直接幫你加上銷售稅和小費。餐廳帳單再也不會跟你想的差一截。 ■ 家裡匯錢，算得出真實成本 記下匯出金額和實際到帳金額，App 會回推實際匯率並跟市場匯率相比，直接告訴你銀行或匯款平台吃掉了幾 %。下次換一家匯，你有數字可以比。 ■ 跟室友分帳，帳目不會爆掉 你實際付出去的錢跟你該負擔的錢是分開算的。幫室友代墊 200 塊不會讓你的支出報表憑空多 200。誰欠你多少一目瞭然，收到錢右滑結清就好。 ■ 今天還能花多少 預算不是只告訴你「這個月還剩多少」。剩 400 塊還有 20 天，跟剩 400 塊只剩 2 天，是完全不同的處境。 ■ 對帳單匯入 從銀行網站下載 CSV 直接匯入。自動辨識商家歸類、偵測重複、把信用卡還款標出來（那是轉帳不是收入，記錯的話你的收入報表每月都會憑空多一大筆）。Zelle 紀錄也在裡面。 ■ 搭配「捷徑」自動記帳 設一個自動化，收到銀行的交易簡訊就自動入帳。或是複製簡訊，回 App 按一下貼上，金額、商家、分類全部自動填好。 ■ 留學生專屬分類 學費、簽證文件、書本教材、押金、傢俱家電、機票、健保。押金和傢俱這種一次性安家成本可以一鍵排除，才不會讓搬進去的第一個月圖表被一根柱子毀掉。 ■ 你的資料是你的 沒有帳號、沒有登入、沒有廣告、沒有追蹤。所有資料存在你的裝置和你自己的 iCloud，開發者看不到任何東西。隨時可以匯出 CSV 帶走。 — 匯率資料來源：ExchangeRate-API，僅供參考。 持股現價為手動輸入，本 App 不提供即時報價，也不提供任何投資建議。