FutureFund vs FlowBudget

FutureFund helps you understand what’s actually safe to spend — not just what’s in your account. Unlike traditional budgeting apps that focus on past spending, FutureFund is built around what’s coming next. As you add income and upcoming bills, the app automatically shows how much money is truly available after your obligations are covered. KEY FEATURES • Safe to Spend – See what you can spend after bills, not a misleading balance • Bill Tracking – Add recurring or one-time bills and watch reserves update automatically • Income Tracking – Log paychecks and understand your real cash flow • Forward-Looking Insights – Get a clear monthly view of income, expenses, and net • Simple, Focused Design – No clutter, no complicated categories WHY FUTUREFUND Most budgeting apps analyze what already happened. FutureFund is designed for people who want clarity, discipline, and control over what’s next. Whether you’re managing bills, planning paydays, or staying disciplined with spending, FutureFund keeps your money simple and intentional. Discipline Creates Wealth.

FlowBudget is a premium budget tracker designed specifically for freelancers and self-employed professionals with irregular income. SMART SAFE-TO-SPEND Unlike traditional budgets that assume a fixed salary, FlowBudget calculates your real-time Safe-to-Spend amount — factoring in your actual income, expenses, and a customizable safety buffer (10-30%). EFFORTLESS TRACKING • Log expenses and income in seconds with category chips • 10 spending categories: Food, Transport, Subscriptions, Health, Rent, Fun, Shopping, Education, Business, Other • Search and filter transactions by type • Daily, weekly, and monthly views VISUAL ANALYTICS • Weekly spending chart with daily breakdown • Category breakdown with percentage bars • Income vs Expenses summary • Savings rate tracking BUILT FOR FREELANCERS • Irregular income support — handles multiple client payments • Buffer percentage protects against dry months • Daily safe-to-spend calculation adjusts as the month progresses • 48 currencies supported (all Apple App Store regions) PREMIUM DESIGN • Dark luxury OLED-optimized interface • Glass-morphism cards with subtle glow effects • Haptic feedback on every interaction • Smooth spring animations throughout FLOWBUDGET PRO Upgrade to unlock: • Advanced spending analytics • Income forecasting & trends • Unlimited custom categories • Smart budget alerts • Priority support Pricing: • Monthly: $9.99/month • Annual: $29.99/year (save 75%) • 7-day free trial on both plans Privacy: All financial data is stored locally on your device. We never access, collect, or share your financial information. Privacy Policy: https://flowbudget-legal.vercel.app/privacy.html Terms of Use: https://flowbudget-legal.vercel.app/terms.html