Comparison

FARM vs Budgify

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FARM

Features
Read full description

Take control of your finances, effortlessly. FARM helps you track expenses, manage accounts, plan ahead, and understand your money with clarity. Designed for everyday use, it gives you powerful financial tools without unnecessary complexity. Track transactions in seconds Record income, expenses, and transfers using intuitive forms and smart autocompletion. Organize everything with accounts, categories, tags, notes, logos, and receipts. Understand your money Explore clear dashboards, reports, balances, comparisons, and trends. See where your money goes and how your financial situation evolves over time. Plan ahead β€’ Recurring transactions β€’ Reminders and notifications β€’ Widgets for upcoming transactions β€’ Loan and compound interest calculators β€’ Financial planning tools Keep your data protected Back up your information with iCloud and restore it whenever you need it. You can also export and import your FARM data and media. Connect FARM with ChatGPT Use FARM’s MCP integration to work with your financial information from ChatGPT. Send receipts, prepare transaction proposals for review, ask questions about your finances, and receive clear analysis to help you make better decisions. Private by design Your financial information remains under your control. FARM is built with privacy in mind and only uses connected services when you choose to enable them. Simple, fast, and reliable No clutter. No unnecessary steps. Just a clean and practical way to manage your personal finances every day. Free and FARM Pro FARM includes all the essential tools for managing your finances at no cost. Free features include: β€’ Unlimited transactions β€’ Unlimited accounts, categories, and tags β€’ Recurring transactions β€’ Reminders and notifications β€’ Upcoming transactions widgets β€’ Reports and financial tools β€’ Loan and compound interest calculators β€’ iCloud backup β€’ Data and media export and import FARM Pro includes: β€’ Unlimited FARM Cloud usage β€’ Unlimited FARM MCP usage with ChatGPT FARM Pro is available through a subscription or lifetime purchase. Download FARM and manage your finances with confidence β€” free to start, with FARM Pro available when you want unlimited cloud and ChatGPT connectivity.

About

Budgify

Features
Read full description

Wondering where your money goes? Take control of your finances with Budgify! The simplest way to track expenses, manage your wallets and achieve your financial goals. KEY FEATURES: β€’ Wallet Management: Track your cash, bank accounts, or credit cards in one place. β€’ Insightful Reports: Visualize your spending habits with beautiful, easy-to-read charts. β€’ Quick Entry: Add income and expenses in seconds. β€’ Smart Categorization: Organize your spending into categories like groceries, bills, and entertainment. β€’ Modern Design: Sleek interface with full Dark Mode support. UNLOCK LIMITS WITH BUDGIFY PRO: Use the app for free or upgrade to Pro for exclusive benefits: β€’ Create Unlimited Wallets β€’ Unlimited Budget Planning β€’ Ad-Free Experience Budgify replaces complex spreadsheets with a powerful, pocket-sized financial assistant. Whether you're saving for a dream vacation or just managing daily expenses, we make budgeting simple and effective. Download Budgify today and start budgeting smarter! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FARM4 screens
Budgify4 screens

Verdict

The call

The clearest difference is ads: FARM at none against Budgify's shown. Budgify's advantage is update cadence (every 5 days vs every 6 months) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. FARM sells 2 in-app purchases, starting at $24.99 per year and Budgify sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FARM ships an update every 6 months, Budgify every 5 days. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

Scorecard4 real differences Β· 2 level
FARM versus Budgify: the parameters behind the verdict, then further details
ParameterFARMBudgify
PriceFreeFree
Update frequencyEvery 6 monthsEvery 5 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS26.115.6 β€” better
Further details β€” not scored
Size51 MB92 MB
Age rating4+4+
DeveloperADVISER GROUP COMMUNITY SLENES KUCUKPEHLIVAN

In-app purchases

2 purchases

FARM

Subscriptions1
  • FARM Pro Yearly14 Days trial$24.991 Year
One-time1
  • FARM Pro Lifetime$89.99
2 purchases

Budgify

Subscriptions2
  • Premium Monthly3 Days trial$2.991 Month
  • Premium Yearly3 Days trial$24.991 Year

Questions

Is FARM free?
FARM is free to download, with in-app purchases available.
Is Budgify free?
Budgify is free to download, with in-app purchases available.
Do FARM or Budgify have ads?
Budgify shows ads; FARM does not.
Which is updated more often, FARM or Budgify?
FARM ships an update every 6 months, and Budgify every 5 days. Most recently, FARM was updated on October 14, 2026 and Budgify on October 4, 2026.

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