Comparison

Silo vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Silo

Features
Read full description

Silo makes budgeting simple with AI. Connect your accounts, track spending automatically, and get clear answers in seconds. ASK AI ABOUT YOUR MONEY • A context-aware chat that understands your spending • Ask “How much did I spend on food?” or “Can I afford this?” BUDGETS THAT KEEP YOU ON TRACK • Set monthly category limits • Smart alerts at 80%, 110%, and 150% • Real-time progress and clear breakdowns AUTOMATIC CATEGORIZATION + ANALYTICS • Auto-categorize transactions with manual override • Spending trends and month-over-month comparisons SUBSCRIPTIONS + NET WORTH • Detect recurring subscriptions automatically • Track assets and debts with net worth snapshots • Debt payoff projections to stay on plan SECURE BY DESIGN • Plaid-powered bank linking with read-only access • Encrypted data + Face ID / Touch ID protection • No ads. No data selling Start your free trial today. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Tracker

Track your daily expenses and income with this straightforward app. It helps you understand where your money goes, set budgets, and view spending breakdowns without needing bank connections. Ideal for those seeking financial clarity.

Highlights
  • Log expenses and income quickly
  • Set and track monthly budgets
  • View spending breakdown by category
  • Detailed reports with charts and trends
  • Search and filter transaction history
  • Supports 20 currencies
Features
Read full description

Where does your money go? You earn it, you spend it, you check your balance — and somehow it's already gone. You're not alone. SpendLog is the simple tracker that finally shows you exactly where it all went. No bank connection needed. Just you and your spending. With SpendLog you'll always know where your money went, whether you're hitting your budget goals, and exactly which categories are draining your wallet. No confusion. No surprises. Just clarity. Here's how SpendLog works: → Log expenses and income in seconds — category, date and notes all in one place → Set your monthly budget and track it in real time → See your full spending breakdown by category → Browse detailed reports — charts, balances, and trends all in one place → Search and filter your complete transaction history → Choose from 20 currencies to match where you are SpendLog is built for people who have tried budgeting before and gave up. No accounts. No complicated setup. No learning curve. Open the app. Log your first expense. That's it. You've started. Download SpendLog today and find out exactly where your money has been going. Finally.

Screenshots

Silo4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Budget Tracker at 13.0 against Silo's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Silo sells 2 in-app purchases, starting at $9.99 per month and Budget Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 8 level
Silo versus Budget Tracker: the parameters behind the verdict, then further details
ParameterSiloBudget Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Fortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size53 MB60 MB
Age rating4+4+
DeveloperEric DamInan Mahmud

In-app purchases

2 purchases

Silo

Subscriptions2
  • Silo Monthly Access7 Days trial$9.991 Month
  • Silo Yearly Access7 Days trial$49.991 Year
1 purchases

Budget Tracker

One-time1
  • SpendLog Lifetime$5.99

Questions

Is Silo free?
Silo is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do Silo or Budget Tracker have ads?
Neither Silo nor Budget Tracker shows ads.

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