Khatagram vs MarginMath

Khatagram is a super easy, fast, and 100% offline Udhar Khata app to manage your daily ledger. Replace your traditional paper bahi khata with a secure digital cash book and track all your debit and credit (उधार/जमा) right from your smartphone! Designed for small businesses, shopkeepers, and individuals, Khatagram simplifies your hisab kitab. Whether you sell on credit, manage monthly customer accounts, or lend money to friends and family, this app acts as your personal pocket accountant. Because it works completely offline, you have zero cloud costs, zero internet dependency, and complete data privacy. Why choose Khatagram? + 100% Offline & Secure: Your data stays on your phone. No internet required! + Easy Backup & Restore: Never lose your hisab kitab. + WhatsApp & SMS Reminders: Send instant payment or collection updates to your customers. + PDF Reports: Generate and print ledger PDFs for individual customers. + Detailed Analytics: Track your money with date-wise analytics to see total collections and pending payments. + Unlimited Accounts: Manage multiple businesses or personal finances in one place. + Payment Reminders: Get the reminder offline for any of your party regarding the payments so that you never miss the khata bahi entry for real payment or collections. What can you do with Khatagram? + Add, update, or delete parties and customers easily. + Record len-den (transactions / debit-credit / udhar-jama) instantly. + Edit or delete old transactions from your account book. + Maintain accurate debit/credit entries with an easy-to-use interface. + View total business performance at a glance. + Set reminder per party, works completely offline. Perfect for all types of businesses: 1. Kirana Shops, General Stores, Grocery & Provision Stores 2. Mobile Recharge & Electronics Repair Shops 3. Bakery, Snacks, Juice, Chai & Paan Shops 4. Medical Stores & Local Pharmacies 5. Garments & Tailor Shops 6. Jewellery Shops (Jauharee) 7. Personal Credit Bookkeeping & Micro-finance Stop wasting time on paper calculations. Khatagram makes your life easy to manage, track, and record udhar transactions quickly. Download Khatagram today and take control of your hisab kitab! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MarginMath is the pricing calculator for people who sell. Whether you run a shop, sell online, resell, or just want to check a price, get a clear answer without a spreadsheet. PRICE IT RIGHT. KNOW YOUR MARGIN. MARGIN & MARKUP Enter any two of cost, selling price, profit, margin or markup and the rest work themselves out as you type. See your profit per unit, and how a price with tax splits into cost, tax and profit. DISCOUNT Find the sale price, the amount you save, or the percentage off. Add an extra discount at checkout and see the real total: 30% then 10% comes to 37% off, not 40%. GST & TAX Add tax to an amount or take it out of a price that already includes it. Pick a common rate or enter your own, and see the tax split out, including CGST, SGST and IGST for inter-state supply. MARKDOWN PLANNER Planning a sale? Find the tag price that still leaves the margin you want after the markdown, and round it to a price that sells, such as ending in 99. BREAK-EVEN Enter your fixed costs, price and variable cost per unit. See how many units cover your costs, the contribution per unit, and a chart of where loss turns into profit. UNIT PRICE Compare packs of different sizes and see which is the better buy per gram, litre or unit. HISTORY Save any calculation with one tap. Your History keeps them newest first, grouped by day, colour-coded by calculator. Search them, filter by calculator, reopen one to keep working, and undo a delete if you slip. BUILT FOR WHERE YOU SELL Choose your region and MarginMath uses its currency, number format and default tax rate. India, United States, United Kingdom, Germany, Canada, Australia, United Arab Emirates and Japan are built in. Change the tax rate, units and decimal places in Settings. PRIVATE BY DESIGN No account and no sign-up. Your saved calculations and settings stay on your device. MarginMath is free and shows ads; you choose whether ads can be personalised.