Comparison

SplitSmart vs CoopIngraf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitSmart

Features
Read full description

SplitSmart scans the receipt, splits the bill in seconds, and helps you collect from everyone. Snap a photo, tell it how to split, send each friend what they owe. SCAN ANY RECEIPT Point your camera at a paper receipt. SplitSmart's AI reads every line item, tax, and tip — no typing. Works on restaurant checks, grocery slips, bar tabs, and rideshare receipts. SPLIT BY ITEM, NOT JUST EVENLY Drag items to people, split a shared appetizer, mark whose drinks were whose. Or split the whole tab evenly — it's two taps. Tip and tax are calculated proportionally so no one over-pays. NEW: SETTLE UP After the bill is split, tap Settle Up. SplitSmart shows you exactly what each person owes the payer and gives you a one-tap Request button per person. Pre-filled message, ready to send through Messages, WhatsApp, email — whatever you use. Or share the whole summary card to the group. NATURAL-LANGUAGE SPLITS Type "Sarah had the salad and half the wine, John paid for the dessert" and SplitSmart understands. No menus, no taps — just describe the split. DESIGNED FOR IPHONE AND IPAD One subscription covers both. iPad gets a full sidebar layout. iPhone gets a fast bottom-tab flow built for the table. SUBSCRIPTION SplitSmart is free with 3 receipt scans per week. Pro unlocks Full Access: generous receipt scanning, more saved groups, and larger group sizes: - Monthly: $1.99 - Yearly: $9.99 (save 58%) Subscriptions are billed to your Apple ID and renew automatically unless turned off at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID settings. Any unused portion of a free period is forfeited when you purchase a subscription. Privacy Policy: https://pub-3970a22e7da04af9ba2fa4ec1f1ad7b3.r2.dev/splitsmart-ai/privacy-policy.html Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://pub-3970a22e7da04af9ba2fa4ec1f1ad7b3.r2.dev/splitsmart-ai/support.html

About

CoopIngraf

Features
Read full description

Con nuestra aplicación móvil podrás acceder a todos tus productos, desde cualquier parte del mundo. Con nuestra app podrás: - Consultar tu balance. - Pagar tus préstamos desde tu cuenta de ahorros. - Transferir a cuentas de terceros, asociados a nuestra Cooperativa. - Visualizar los descuentos de nómina. - Visualizar los movimientos de tus cuentas.

Screenshots

SplitSmart4 screens
CoopIngraf4 screens

Verdict

The call

The clearest difference is in-app purchases: CoopIngraf at none against SplitSmart's 2. CoopIngraf also leads on iOS requirement (15.0 vs 17.0). SplitSmart's advantage is update cadence (monthly vs every 7 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitSmart sells 2 in-app purchases, starting at $1.99 per month. CoopIngraf asks for nothing beyond the download.

UpkeepUpdate frequency

SplitSmart ships an update monthly, CoopIngraf every 7 months. Both last shipped on October 31, 2026.

Scorecard3 real differences · 3 level
SplitSmart versus CoopIngraf: the parameters behind the verdict, then further details
ParameterSplitSmartCoopIngraf
PriceFreeFree
Update frequencyMonthly — betterEvery 7 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size8 MB29 MB
Age rating4+4+
DeveloperDennis HarringtonDaite SRL

In-app purchases

2 purchases

SplitSmart

Subscriptions2
  • SplitSmaryai Pro Monthly$1.991 Month
  • SplitSmart Pro$9.991 Year
None

CoopIngraf

No in-app purchases

Questions

Is SplitSmart free?
SplitSmart is free to download, with in-app purchases available.
Is CoopIngraf free?
CoopIngraf is free to download, with no in-app purchases.
Do SplitSmart or CoopIngraf have ads?
Neither SplitSmart nor CoopIngraf shows ads.
Which is updated more often, SplitSmart or CoopIngraf?
SplitSmart ships an update monthly, and CoopIngraf every 7 months. Most recently, SplitSmart was updated on October 31, 2026 and CoopIngraf on October 31, 2026.

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