Comparison

Savings Tracker SavePal vs TimePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Savings Tracker SavePal

Features
Read full description

Finally, a savings tracker that doesn't make you feel guilty. Tired of strict budgets that never stick? Meet SavePal — your friendly savings goal tracker that helps you save money without the stress or shame. Whether you're dreaming of a vacation, a new gadget, or just building a rainy-day fund, this money saving tracker makes it fun, personal, and actually doable. HOW IT WORKS 1. Tell us about you Are you a slow-and-steady saver or an instant saver who goes all in? Our smart money manager learns your saving style to create a plan that fits YOUR life. 2. Set meaningful goals Use our goal tracker to create savings goals that matter. Give each goal a name, an emoji, and even a motivation quote to keep you going. SavePal isn't just a goals tracker — it's your personal saving pal! 3. Watch the magic happen Our money goal tracker shows your progress with beautiful visuals, weekly milestones, and personalized tips. Every dollar you save money brings you closer to your dream! WHAT MAKES SAVEPAL DIFFERENT 1. No judgment, ever — We get it. Life happens. Save when you can. 2. AI-powered plans — Our saving money engine builds a timeline based on YOUR capacity and flexibility. 3. Gamified progress — Streaks, milestones, and celebrations make you actually want to save. 4. Multiple goals — Track vacation funds, emergency savings, and wish-list items all in one place. 5. Your pace, your rules — Go fast, go slow, or somewhere in between. You decide. PERFECT FOR: 1. Saving for a trip, car, gadget, or big purchase 2. Building an emergency fund without the overwhelm 3. Anyone who's tried (and failed) with strict budgeting apps 4. People who want to save money without sacrificing their sanity FEATURES AT A GLANCE: 1. Smart savings tracker with personalized plans 2. Beautiful goal tracker dashboard 3. Weekly milestones & progress celebration 4. Flexible timeline options (ASAP / Balanced / No Rush) 5. Motivational tips tailored to your saving style 6. iCloud sync across all your devices 7. No ads. No data selling. Just saving. Start small. Dream big. Save smarter. Download SavePal — your new favorite money saving tracker — and turn "someday" into "soon." Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://shayanzahid.github.io/SZ-Apps/privacy-policy

About

TimePay

Features
Read full description

Track work time and see how much you earn — automatically. Time Pay is a focused app for people who get paid from a monthly salary or hourly rate. Start a session with one tap, and your earnings update in real time as you work. SET UP ONCE, EARN ACCURATELY • Enter your monthly salary — the app calculates your hourly rate • Support for multiple salary rates over time (older sessions keep the rate that applied on that date) • Overtime and bonus multipliers by time of day, weekday, or hours worked • Optional shift schedules for rotating, night, and custom work patterns TIMER & SESSIONS • Start or end a shift from any screen with the center button • Calendar with work-day markers and session history • Timer styles: 12-hour dial, 24-hour day view, shift progress, and more • Manual session editing — adjust start, end, rate, multiplier, and notes ANALYTICS • Dedicated Analytics tab with earnings and hours in one place • KPIs compared with the previous period • Charts: base pay, overtime, and bonuses • Activity heatmap and deviation from your monthly hours norm • Top earning sessions for any period ALWAYS VISIBLE • Lock Screen widget shows live session duration and earnings • Live Activity on Lock Screen and Dynamic Island while you work • Shift reminders before start and alerts if a shift wasn't started or ended (Premium) PRIVACY & DATA • Your data stays on your device • Hide money amounts with a quick gesture when someone is nearby • Premium: export to CSV or JSON and restore from backup FREE VS PREMIUM Free includes the core timer, one salary rate, and basic tracking. Premium unlocks multiple rates, coefficient rules, work schedules, notifications, backup, and advanced timer styles including Financial Goal. Built for iOS 17+ with a clean, minimal design. Ukrainian and English interface.

Screenshots

Savings Tracker SavePal4 screens
TimePay4 screens

Verdict

The call

The clearest difference is update cadence: Savings Tracker SavePal at every 3 days against TimePay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Savings Tracker SavePal sells 2 in-app purchases, starting at $6.99 per 7 days and TimePay sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Savings Tracker SavePal ships an update every 3 days, TimePay every 3 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Savings Tracker SavePal versus TimePay: the parameters behind the verdict, then further details
ParameterSavings Tracker SavePalTimePay
PriceFreeFree
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size39 MB27 MB
Age rating4+4+
DeveloperMuhammad Shayan ZahidOleksandr Vitko

In-app purchases

2 purchases

Savings Tracker SavePal

Subscriptions2
  • Premium Access3 Days trial$6.997 Days
  • Premium Access$24.991 Year
1 purchases

TimePay

One-time1
  • Premium$7.99

Questions

Is Savings Tracker SavePal free?
Savings Tracker SavePal is free to download, with in-app purchases available.
Is TimePay free?
TimePay is free to download, with in-app purchases available.
Do Savings Tracker SavePal or TimePay have ads?
Neither Savings Tracker SavePal nor TimePay shows ads.
Which is updated more often, Savings Tracker SavePal or TimePay?
Savings Tracker SavePal ships an update every 3 days, and TimePay every 3 weeks. Most recently, Savings Tracker SavePal was updated on October 31, 2026 and TimePay on October 28, 2026.

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