Prism vs The Wealth Operating System

Prism turns your Google Sheet budget into a fast, readable money app. Keep your spreadsheet as the source of truth, then use Prism for the views that are hard to maintain by hand: - Income, expenses, and net profit by month, year, or all time - Category distribution and spending changes - Monthly cashflow and category trends - Searchable transaction history - Quick transaction entry that can write back to your Sheet - Starter Google Sheets template if you are beginning fresh Prism does not ask for bank logins. Your transaction data stays on your device and in the Google Sheet you choose. Built for people who already like the control of spreadsheets but want a better daily way to read, add, and understand their financial data.

The Wealth Operating System The Wealth Operating System is a comprehensive personal finance app that helps users build sustainable wealth through intelligent money management and financial education. Four-Bucket System Bill Vault (50%) - Funds reserved for recurring bills and obligations Life Wallet (30%) - Discretionary spending for everyday expenses Build Fund (10%) - Emergency reserves with structured savings milestones Invest Engine (10%) - Long-term wealth accumulation through systematic investing Key Features Financial Clarity - Real-time daily budget guidance, bill vault monitoring, and category-based expense tracking with visual progress indicators. Engagement Tools - Weekly financial health check-ins, streak tracking with milestone celebrations, and home screen widgets for quick account overview. Personalized Intelligence - AI-driven insights and recommendations tailored to individual spending patterns and financial goals. Financial Education - Money Systems Library with 10 educational modules, progressive investing curriculum from fundamentals to advanced strategy, and bite-sized lessons for practical application. Subscription Free - Core bucket management, basic budgeting, foundational investing education, and three money systems modules. Pro ($9.99/mo or $79.99/yr) - Complete Money Systems Library, advanced investing curriculum, AI insights, and premium analytics. Audience Young professionals, emerging investors, and individuals seeking structured financial organization with accessible education to optimize wealth-building habits. Terms of Use: https://joshuarmarsh.com/wealthos-terms.html Privacy Policy: https://joshuarmarsh.com/wealthos-privacy.html