Comparison

Prism vs MoneyTurtle

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Prism

Features
Read full description

Prism turns your Google Sheet budget into a fast, readable money app. Keep your spreadsheet as the source of truth, then use Prism for the views that are hard to maintain by hand: - Income, expenses, and net profit by month, year, or all time - Category distribution and spending changes - Monthly cashflow and category trends - Searchable transaction history - Quick transaction entry that can write back to your Sheet - Starter Google Sheets template if you are beginning fresh Prism does not ask for bank logins. Your transaction data stays on your device and in the Google Sheet you choose. Built for people who already like the control of spreadsheets but want a better daily way to read, add, and understand their financial data.

About

MoneyTurtle

Features
Read full description

The private way to know exactly where your money goes. MoneyTurtle is a simple, beautiful expense tracker and net-worth companion built around one principle: your financial data belongs to you โ€” and only you. PRIVACY FIRST โ€” YOUR DATA NEVER LEAVES YOUR SPACE Unlike most finance apps, MoneyTurtle has no servers, no accounts on our side, and no data collection. Everything you enter stays on your iPhone. If you turn on sync, it goes through your own personal iCloud account โ€” encrypted, in your private space, invisible to us and to anyone else. We couldn't see your data even if we wanted to. There is nothing to sell, leak, or analyze. TRACK YOUR SPENDING, EFFORTLESSLY Add an expense in seconds. See what you spent this month, what came in, and what's left โ€” at a glance. Browse your history by day or on a monthly calendar, and organize everything with fully customizable categories and subcategories. WATCH YOUR WEALTH GROW Log your savings, investments, crypto, and loans month by month, and MoneyTurtle turns them into a clear net-worth picture over time. Charts show your progress, not just your spending. UNDERSTAND YOUR HABITS Analytics break down where your money goes by category and over time, so patterns show up before they become problems. MADE FOR IPHONE โ€ข Home Screen widgets keep your month at a glance โ€ข Lock the app behind Face ID โ€ข Light and dark appearance โ€ข Multiple currencies โ€ข Export your data anytime โ€” it's yours, take it anywhere โ€ข Optional iCloud sync across your devices, using your account, your space No subscriptions to your data. No tracking. No ads. Just you and your money.

Screenshots

Prism4 screens
MoneyTurtle4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyTurtle at none against Prism's 2. MoneyTurtle also leads on update cadence (every 4 days vs every 10 days). Prism's advantage is iOS requirement (15.1 vs 26.5). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Prism sells 2 in-app purchases, starting at $4.99 per month. MoneyTurtle asks for nothing beyond the download.

UpkeepUpdate frequency

Prism ships an update every 10 days, MoneyTurtle every 4 days. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.

Scorecard3 real differences ยท 3 level
Prism versus MoneyTurtle: the parameters behind the verdict, then further details
ParameterPrismMoneyTurtle
PriceFreeFree
Update frequencyEvery 10 daysEvery 4 days โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.1 โ€” better26.5
Further details โ€” not scored
Size31 MB4 MB
Age rating4+4+
DeveloperON TIK CHANGerasimos Alexiou

In-app purchases

2 purchases

Prism

Subscriptions2
  • Prism Plus Monthly$4.991 Month
  • Prism Plus Yearly$39.991 Year
None

MoneyTurtle

No in-app purchases

Questions

Is Prism free?
Prism is free to download, with in-app purchases available.
Is MoneyTurtle free?
MoneyTurtle is free to download, with no in-app purchases.
Do Prism or MoneyTurtle have ads?
Neither Prism nor MoneyTurtle shows ads.
Which is updated more often, Prism or MoneyTurtle?
Prism ships an update every 10 days, and MoneyTurtle every 4 days. Most recently, Prism was updated on October 25, 2026 and MoneyTurtle on October 12, 2026.

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