Splitip vs Lucia

Splitip - Scan Receipts & Split Bills Fairly Stop overpaying when splitting restaurant bills. Splitip calculates exactly what you owe based on what you ordered—with tax and tip distributed proportionally, not equally. Now with receipt scanning so you don't have to type a thing. SCAN YOUR RECEIPTS Point your camera at any receipt and Splitip reads it instantly. OCR technology extracts every line item automatically—just review, assign items to people, and split. No more squinting at receipts or manually entering prices. TWO FLEXIBLE MODES Host Mode - Take charge of the bill Enter what everyone ordered or scan the receipt and assign items. Splitip instantly calculates each person's share including their proportional tax and tip. Generate a shareable summary showing exactly what everyone owes. Perfect for group dinners where one person is handling the bill. Self-Service Mode - Let everyone calculate their own Generate a shareable link where each person enters what they ordered. They instantly see their total including their fair share of tax and tip. No app download required for your friends—they just open the link. SMART CALCULATIONS The math is transparent: if you ordered 30% of the food, you pay 30% of the tax and tip. Simple, fair, and accurate. Each person pays proportionally based on their actual orders, not arbitrary equal splits. COMPREHENSIVE BILL HISTORY Never lose track of expenses: • Automatic bill history with timestamps • Search by restaurant name or date • Sort by newest/oldest, amount high-low, or name A-Z • Filter by favorites or view all bills • Tap any bill to see the full breakdown • Edit bill names anytime • Export everything to CSV for expense reports SEAMLESS PAYMENTS Set your preferred payment methods (Venmo, Zelle, PayPal) and contact info in settings. Your payment details are automatically included in every bill summary, making it easy for friends to pay you instantly. KEY FEATURES • Receipt scanning with OCR • Proportional tax & tip distribution • Host and Self-Service splitting modes • Save and organize unlimited bills • Search, sort, and filter bill history • Mark bills as favorites for quick access • Export all bills to CSV • Integrated payment links (Venmo, Zelle, PayPal) • Edit bill names and details • Share bills via link or native share • Expandable person cards showing item-by-item breakdown • Real-time calculation as you add items • Dark mode and light mode support • Clean, intuitive interface PRIVACY-FIRST DESIGN Your data stays on your device. Period. • No account required • No data collection or tracking • No backend servers storing your information • All calculations happen locally on your phone • Receipt photos are processed on-device and never uploaded • No ads, no analytics, 100% private PERFECT FOR • Restaurant dinners with friends • Team lunches and work outings • Group trips and shared expenses • Roommate meal splitting • Expense tracking and reimbursements • Any situation where fair splitting matters HOW IT WORKS 1. Choose Host or Self-Service mode 2. Scan your receipt or enter items manually 3. Assign items to each person 4. View the detailed breakdown showing each person's share 5. Share payment info and settle up 6. Bill automatically saved to history FREE FOREVER No subscriptions, no premium tiers, no hidden fees. Splitip is completely free because fair bill splitting should be accessible to everyone.

Lucia logs your spending for you. Link Wallet once and every Apple Pay purchase is saved and sorted in the background. Cash, and anything paid another way, takes one tap. No subscription: pay once and Lucia is yours. No account, no ads, no trackers. Your data stays in your iCloud. Logs itself Purchases arrive in the right category, with an optional banner to confirm each one. Apple Pay purchases in another currency are converted to yours at the day's rate. You can also log with Siri, the Action Button, Back Tap, the Shortcuts app or a Home Screen widget. Where your money goes Log income and expenses in categories you can make your own, and see each month broken down by category. Note how you paid (credit card, debit card, cash or transfer) and see how much went through each. Where it comes from Income has its own page: what came in this month, from which sources, and how you received it. Spending limits Set a monthly limit for each category and get an alert at 80% and at 100%. Recurring and installments Add your subscriptions from over 100 services, each with its logo, and see what renews next and what you've paid this month. Bills and credit card installments go there too, repeating weekly, twice a month, monthly, every 3 or 6 months, or yearly. An installment plan can start on any day, each installment counts in its own month, and you always see what you still owe. Vaults Save in vaults for anything: a trip, an emergency fund, a new gadget. Each can have a goal and a date, and an interest rate if your bank pays one. Add money, withdraw it, or use it to pay for a purchase, and always see what's available and what's saved. Share a profile Share a profile through iCloud with the people you live or travel with. Everyone can add to it, each transaction shows who added it, and budgets and vaults stay in sync for all of you. Widgets See what's available, add a purchase in one tap, or check the charges due in the next 7 days, right from your Home Screen. Synced through your iCloud Your transactions, budgets and vaults appear on every device you use, and come back on their own after a reinstall or a new phone. Free to try Try Lucia for free, then unlock it for good with one purchase. Private by design Lucia keeps everything on your device and in your own private iCloud, where only you, and anyone you share a profile with, can reach it. There are no servers of ours and nothing for anyone to read, not even us. Made for iPhone, iPad and iPhone Duo Built natively for iOS and iPadOS, with Dark Mode, Dynamic Type and every screen size. Your money. Your iCloud.