Kharcha Book vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kharcha Book
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Kharcha Book is a simple and private expense tracker that keeps all your data on your device. No cloud, no sign-up, and no ads. Track daily spending, set budgets, and see where your money goes. Export your data to Excel or PDF whenever you need. -------------------- TRACK EXPENSES EASILY -------------------- • Quick Add: Add expenses quickly from the bottom input bar. Pick a category, enter the amount, and you’re done. • Custom Categories: Create as many categories as you want with over 50 icons. Organize your spending your way. • Daily View: See all expenses by date. Swipe between days to review or add past expenses. • Smart Search: Find any expense by category name in one tap. • Recent Categories: Shortcuts to your last-used categories let you add similar expenses faster. • Quick-Add Templates: Save frequent expenses (for example, "Chai Rs.20", "Petrol Rs.500") and add them with a single tap. • Same Category Kept: After adding, the category stays selected (just clear the amount) for faster entry. • Duplicate Hint: If you add the same category and amount twice on the same day, the app can suggest saving it as a recurring expense. --------------------------- BUDGETS & RECURRING EXPENSES --------------------------- • Daily Budget: Set a daily spending limit. See visual indicators of how much you’ve spent compared to your goal. • Monthly Budget per Category: Set separate budgets for each category (such as Food, Transport). Progress bars show your spending vs. the budget for each month. • Recurring Expenses: Add bills, subscriptions, EMIs, or rent once. The app adds them automatically on the right day (daily, weekly, monthly, or yearly). Pause or set an end date anytime. ---------------- REPORTS & EXPORT ---------------- • Monthly Reports: View a complete breakdown of spending by category with pie charts and totals. • Category Totals: See how much you spent in each category, for any month. • Time-based Filtering: Review expenses for any date or month. • Excel Export: Export all data as .xlsx. Choose one file for everything or year-wise files with month sheets. • PDF Monthly Report: Export detailed monthly reports as PDF with category tables and proper currency formatting. • Share: Send exported reports by WhatsApp, email, or any app. Sharing works in the background and doesn’t interrupt your workflow. ---------------- PRIVACY & SECURITY ---------------- • All Data Local: Your data stays on your device. No cloud, no servers, no tracking. • Biometric Lock: Optional Face ID, Touch ID, or fingerprint to open the app. • No Ads: Enjoy a clean and distraction-free experience. • No Sign-up: Install and start tracking—no account required. ---------------- MORE FEATURES ---------------- • 50+ Currencies: Use your local currency (USD, INR, EUR, GBP, and more). • Dark Mode: App theme follows your system setting automatically. • Daily Reminders: Get 1–2 reminders to log expenses (optional). • Weekly Digest: Get a notification (such as on Sunday) with last week’s totals and top categories, plus an in-app summary card. • On-Open Summary: Dismissible banner shows “Yesterday: Rs. X · This month: Rs. Y” for instant value. • Swipe to Delete: Quickly remove any expense or category. Undo via a snackbar. • Smooth Onboarding: First-time setup includes tips for budget and recurring expenses. • Category Management: View, edit, and organize all categories in one place. ---------------- COMING SOON (ROADMAP) ---------------- • Income tracking • Weekly reports • Multiple wallets (cash, bank, etc.) • Receipt attachments (stored locally) • Advanced search (date range, amount, categories) • Yearly analytics • Weekly budget tracking • Local backup & restore • Home screen widget for quick add Kharcha Book is free and keeps your data stored locally, securely, and under your control. Download now and start tracking your daily expenses—no account, no ads, just you and your data.
Expense Tracker
Effortlessly manage your household finances by tracking income and expenses together. Share financial data across devices in real-time, set budgets, and gain insights with detailed charts. Automate recurring bills and settle group expenses with ease.
- Household sharing and real-time syncing
- Income and expense tracking with categories
- Budget creation and progress monitoring
- Group expense management and settlement
- Automated recurring transactions
- Detailed charts and financial insights
- Exportable reports in PDF/Excel
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Expense Tracker helps you and your household stay on top of your money — track income and expenses together, with everything synced across your devices in real time. FEATURES • Track income & expenses with categories and subcategories • Household sharing — everyone sees the same up-to-date numbers, synced instantly • Groups & splits — share trip, event, and group expenses, then settle up easily • Budgets — set monthly budgets and see how you're tracking • Recurring — automate regular bills and income • Reminders — never miss a payment • Charts & insights — daily, monthly, and yearly breakdowns with category trends • Export — download reports as PDF or Excel • Multi-currency support • Secure sign-in with Google or Apple Your data is private and synced securely. Start tracking smarter today.
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at every 2 days against Kharcha Book's fortnightly. Kharcha Book's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kharcha Book ships an update fortnightly, Expense Tracker every 2 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.
| Parameter | Kharcha Book | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Fortnightly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 30 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Billing Pie | Lakshmi Kalyani Kolimali |
In-app purchases
Kharcha Book
No in-app purchases
Expense Tracker
No in-app purchases
Questions
Is Kharcha Book free?
Is Expense Tracker free?
Do Kharcha Book or Expense Tracker have ads?
Which is updated more often, Kharcha Book or Expense Tracker?
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