Cashfulness vs SBLO

Cashfulness is a personal finance app built on real double-entry bookkeeping: the same method accountants use, made usable by people who are not accountants. Most finance apps ask you to label a payment and move on. Cashfulness asks where the money came from and where it went. Nothing gets lost along the way: your net worth, your income statement and your account balances always agree, because they are the same entries read from different angles. WHAT YOU CAN DO • Keep as many accounts as you actually have: current accounts, cards, cash, savings, investments, crypto, loans and property, arranged in a tree you shape yourself. • Work in more than one currency. Every account holds its own, rates are updated for you, and totals are converted rather than guessed. • Reconcile against a real statement. Tick off what matches, see what is left, and tell the difference between a mistake of yours and the market moving on its own. • Keep track of what you owe and when. Payment deadlines, subscriptions and utility bills sit in one place, with a reminder before they fall due. • Watch your net worth over time, read your income statement for any period, and see what has changed since the start of the year. • Bring your history in from a spreadsheet, and take it out again whenever you want. • Share an accounting space with a partner, a family member or your accountant, with roles that decide who can look and who can change. • Depreciation, loan schedules and revaluation, for the things that lose or gain value while you own them. BUILT TO BE LEFT Your data is yours in the plain sense of the word: you can export all of it at any time, in an open format, and delete your account and everything in it for good. Accounting spaces are isolated from one another at the database level, and your bank is never connected: you decide what goes in. IN YOUR OWN LANGUAGE The app and its manual are available in 45 languages, with the accounting vocabulary checked language by language. HELP THAT IS ACTUALLY THERE The full user manual is built into the app, chapter by chapter, and a person answers the support address. Your books stay in sync on iPhone, iPad and your computer. PLANS AND SUBSCRIPTIONS You can start for free, within the limits of the free plan. Premium and Ultra are auto-renewing subscriptions, billed monthly or yearly: the app shows what each plan includes before you choose, and the price in your currency before you confirm. Payment is charged to your Apple Account when you confirm the purchase. A subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://www.cashfulness.com/en/terms Privacy Policy: https://www.cashfulness.com/en/privacy

SBLO helps you manage your personal finances in one place. Track income, expenses and subscriptions, plan upcoming payments and see how close you are to your savings goals. TRACK INCOME AND EXPENSES Record a transaction in seconds. Add a category, note, date and amount, then search and filter transactions by date, category, description or amount. See your current balance as soon as you open the app. UNDERSTAND YOUR SPENDING See where your money goes. SBLO groups your expenses by category and shows you charts and statistics so you can spot spending patterns and decide where to cut back. SET SAVINGS GOALS Create one or more goals and track your progress over time. Whether you’re saving for a trip, a major purchase or an emergency fund, you can see how much you’ve saved and how far you have to go. CREATE SAVINGS POTS Create your own savings pots, add or withdraw money whenever you need to, and check how much more you need to reach each goal. PLAN INCOME AND EXPENSES Set reminders for one-off and recurring income and expenses. Plan ahead for payday, rent, bills, subscriptions and other commitments, and get notified when a payment is due. SCAN RECEIPTS WITH SBLO PRO Scan receipts with your camera. SBLO detects the amount, retailer and date, then links the information to the corresponding transaction so you can find it later. SMART CALCULATOR Compare financial scenarios. Estimate monthly loan repayments, interest and total borrowing costs, see how much you have left after expenses, and work out how much to set aside to reach a savings goal. MANAGE LOANS Add your existing loans and track paid and upcoming instalments, outstanding balances and due dates. Keep personal loans, mortgages and salary-backed loans organised in one place. TRACK SUBSCRIPTIONS See what your active subscriptions cost each month and each year. Spot services you rarely use and decide which ones to keep. FINANCIAL NEWS, PARTNERS AND OFFERS Read selected news on saving, personal finance and the economy. Explore offers, products and services from selected partners. LANGUAGES, CURRENCIES AND WIDGETS Use SBLO in Italian, English, Spanish, French or German. Choose a currency for your summaries and see converted amounts in your balance, calendar and shared expenses. Access loyalty cards or log transactions, including by voice, from your iPhone Home Screen. With SBLO PRO, you can also personalise your balance card with additional colour palettes. Download SBLO for free and start building a clearer picture of your money, one transaction at a time. SBLO is developed in Italy by D’Angelo Finance. Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/