Ducat vs Lode
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ducat
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Ever wondered where your money goes? How did you spend it all? You're not alone, and this is where Ducat can help. Ducat helps you track every expense and subscription with effortless AI-powered natural language input and visualise where you spend your money every week, month and year, so that you can build better spending habits. Unlike autopilot expense trackers that sweep spending under the rug, Ducat makes tracking intentional, putting your habits right in front of you so you can actually change them. As you track, you'll see where you spend the most, what's bleeding your wallet dry and get timely alerts for subscription renewals and trial endings, putting you in charge of your money. KEY FEATURES (Requires paid subscription) • AI-assisted transaction input: Say or type "spent 24.85 on lunch at mcd", and it's done. AI automatically formats and categorises your spend. • Subscription clarity: See all subscriptions in one place and how much you're spending on subscriptions every month and year. Know what's due tomorrow, this week, next month, and what's actually worth keeping. • Insights that are practical and actionable: Which 3 purchases made up 37% of your spending? Your biggest spending days? How much did you spend every day in the last week? Ducat shows you everything you need to build good spending habits through clear, actionable insights. • Daily nudges to help you stay on track: Receive a gentle nudge every day at your preferred time to help you remember to track spending for the day. • Your data syncs securely: Ducat syncs your transactions and subscription data to the cloud frequently. AI processes your transaction requests anonymously. BUILT FOR SPEED & DELIGHT Native iOS through and through. Use search filters to find specific transactions instantly. On-device speech recognition. Crafted with modern liquid glass aesthetics. FREE TRIAL & PRICING Ducat requires an active subscription to use. Subscriptions are billed via App Store through in-app purchases. Explore the app with an all-access 14-day free trial, then choose a billing plan (Monthly or Yearly) to continue using the app. Subscription auto-renews until cancelled. You can cancel your subscription and subsequent auto-renewal via the App Store. HOW TO GET STARTED • Download Ducat • Sign up for an account • Add your first expense by voice or text in seconds • Watch the insights appear as you track Have questions? Reach out at help@ducat.money. Privacy Policy: https://ducat.money/privacy/ Terms of Service: https://ducat.money/terms/
Lode
Effortlessly track your finances using natural language input and AI-powered categorization. Manage budgets, bills, and savings goals with receipt scanning and multi-currency support. Ideal for those seeking a fast and intuitive budgeting experience without complex forms.
- AI transaction entry via natural language
- Receipt scanning and data extraction
- Budgeting and bill management
- Multi-currency tracking
- Savings goals and debt tracking
- Home screen widgets and Siri Shortcuts
- Shared financial spaces
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Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodeapp.framer.website/term-of-use Privacy Policy: https://lodeapp.framer.website/privacy-policy
Screenshots
Verdict
The clearest difference is update cadence: Lode at every 4 days against Ducat's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ducat sells 2 in-app purchases, starting at $3.49 per month and Lode sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Ducat ships an update every 9 days, Lode every 4 days. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.
| Parameter | Ducat | Lode |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (8 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 8 — better |
| Update frequency | Every 9 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.1 | 18.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Rahul Chowdhury | Kyrylo Svystun |
In-app purchases
Ducat
- Ducat – Monthly Plan$3.491 Month
- Ducat – Yearly Plan$29.991 Year
Lode
- Lode Premium$3.991 Month
- Lode Premium3 Days trial$29.991 Year
- Lifetime Premium$59.99






