Comparison

Money Envelope vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Envelope

Features
Read full description

Take control of your finances with the envelope budgeting method — now with automatic Apple Pay tracking. Money Envelope is a beautifully simple budgeting app that puts every dollar in its place. Screenshot your Apple Pay payments, and the app reads them automatically using on-device OCR. No manual entry, no hassle, no subscription fees. Ever. ▸ AUTOMATIC TRANSACTION TRACKING • Scan Apple Pay payment screenshots — merchant names and amounts are read instantly • Set up Tap to Pay automation via iOS Shortcuts for hands-free tracking • Pending transactions queue lets you review and categorize in batches • Smart merchant memory — the app learns your categories and auto-assigns future transactions ▸ SMART ENVELOPE BUDGETING • Create custom envelopes for every spending category • Set monthly budgets and distribute your income across envelopes • Budget rollover — unused money carries over to next month automatically • Recurring transactions for subscriptions, rent, and regular expenses • Ready-made templates to get started in seconds ▸ ANALYTICS & EXPORT • Visual spending trends with daily and cumulative charts • Envelope breakdown showing where your money goes • Daily spending average, percentage spent, and remaining balance at a glance • Export your data as CSV or JSON — your data, your way • Flexible time periods: current month, last 3/6 months, year-to-date, or custom range ▸ MULTI-CURRENCY SUPPORT • 25+ currencies with automatic conversion • Set your base currency and log transactions in any currency • Real-time exchange rates keep your budget accurate across borders ▸ PRIVACY FIRST • All data stored on your device and in your personal iCloud — nowhere else • On-device OCR — your screenshots never leave your phone • No third-party servers, no data selling, no tracking • Analytics are 100% opt-in — you choose what to share • No account required — just download and start budgeting ▸ DESIGNED FOR SIMPLICITY • Clean, intuitive interface that gets out of your way • Add transactions in seconds with quick-entry flow • Search and filter transactions by category, date, or keyword • Custom icons and colors for every envelope • Dark mode support • Full onboarding to get you started fast Money Envelope is 100% free with no subscriptions, no in-app purchases, and no hidden costs. If you've been looking for a simpler, more private alternative to YNAB or other budgeting apps — this is it. Download now and take control of your spending.

About

Subscription Tracker

Features
Read full description

Stop losing money on forgotten subscriptions. Subscription Tracker: Rewind gives you a clear, real-time picture of every recurring charge — so you always know exactly where your money is going. TRACK EVERYTHING IN ONE PLACE • Add subscriptions manually or browse from a library of popular services • See monthly, quarterly, and annual costs at a glance • Get reminders before each renewal so you're never caught off guard UNDERSTAND YOUR SPENDING • Beautiful dashboards break down spending by category • See your total monthly and yearly subscription burden • Spot unused or forgotten subscriptions instantly STAY ON TOP OF RENEWALS • Customizable renewal alerts — 1 day, 3 days, or 1 week in advance • Never be surprised by an unexpected charge again • Keep a full payment history for every subscription SIMPLE & PRIVATE • No account required — your data stays on your device • Clean, intuitive design that takes seconds to learn • Supports all currencies Whether you're trying to cut costs, stay organized, or simply know what you're paying for each month — Subscription Tracker: Rewind has you covered. Download free and take control of your subscriptions today.

Screenshots

Money Envelope4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Subscription Tracker at 17.0 against Money Envelope's 26.2. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
Money Envelope versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterMoney EnvelopeSubscription Tracker
PriceFreeFree
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.217.0 — better
Further details — not scored
Size7 MB33 MB
Age rating4+4+
DeveloperVladislav KomkovNikolai Timo Schuler

In-app purchases

None

Money Envelope

No in-app purchases

None

Subscription Tracker

No in-app purchases

Questions

Is Money Envelope free?
Money Envelope is free to download, with no in-app purchases.
Is Subscription Tracker free?
Subscription Tracker is free to download, with no in-app purchases.
Do Money Envelope or Subscription Tracker have ads?
Neither Money Envelope nor Subscription Tracker shows ads.

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