Money Envelope vs Left

Take control of your finances with the envelope budgeting method — now with automatic Apple Pay tracking. Money Envelope is a beautifully simple budgeting app that puts every dollar in its place. Screenshot your Apple Pay payments, and the app reads them automatically using on-device OCR. No manual entry, no hassle, no subscription fees. Ever. ▸ AUTOMATIC TRANSACTION TRACKING • Scan Apple Pay payment screenshots — merchant names and amounts are read instantly • Set up Tap to Pay automation via iOS Shortcuts for hands-free tracking • Pending transactions queue lets you review and categorize in batches • Smart merchant memory — the app learns your categories and auto-assigns future transactions ▸ SMART ENVELOPE BUDGETING • Create custom envelopes for every spending category • Set monthly budgets and distribute your income across envelopes • Budget rollover — unused money carries over to next month automatically • Recurring transactions for subscriptions, rent, and regular expenses • Ready-made templates to get started in seconds ▸ ANALYTICS & EXPORT • Visual spending trends with daily and cumulative charts • Envelope breakdown showing where your money goes • Daily spending average, percentage spent, and remaining balance at a glance • Export your data as CSV or JSON — your data, your way • Flexible time periods: current month, last 3/6 months, year-to-date, or custom range ▸ MULTI-CURRENCY SUPPORT • 25+ currencies with automatic conversion • Set your base currency and log transactions in any currency • Real-time exchange rates keep your budget accurate across borders ▸ PRIVACY FIRST • All data stored on your device and in your personal iCloud — nowhere else • On-device OCR — your screenshots never leave your phone • No third-party servers, no data selling, no tracking • Analytics are 100% opt-in — you choose what to share • No account required — just download and start budgeting ▸ DESIGNED FOR SIMPLICITY • Clean, intuitive interface that gets out of your way • Add transactions in seconds with quick-entry flow • Search and filter transactions by category, date, or keyword • Custom icons and colors for every envelope • Dark mode support • Full onboarding to get you started fast Money Envelope is 100% free with no subscriptions, no in-app purchases, and no hidden costs. If you've been looking for a simpler, more private alternative to YNAB or other budgeting apps — this is it. Download now and take control of your spending.

One number tells you what's left to spend today. One envelope holds the big bills — rent, subs, loans. That's it. — — — Left. is a daily budget tracker for people who tried YNAB and gave up, tried spreadsheets and got bored on day three, tried mental math and lost track on day one. It works on a single, honest idea: pour everything you have into a period, set aside the big bills into an envelope, and what remains is yours to spend, divided by days. One screen. One number. No charts. No categories. No streaks, no badges, no nudges. Nothing to maintain. When you need to dip into the reserve — hold the envelope. The envelope breaks open. You take what you need. It seals back. — — — How it works: 01 Pick a period — a month, a week, three days, a trip. 02 Pour in the amount — everything you have for that period. 03 Set the envelope aside — the big bills that have to wait. 04 See what's left — one number on the home screen, every day. — — — What's not in here: — No syncing with banks. — No machine learning categorisation. — No social feed of how friends spend. — No subscription, no upsell, no premium tier. What is in here: — A blank page that opens on a number. — A reserve sealed in an envelope, opened with a long press. — A ledger that remembers every tap. — One hand. One thumb. One number a day. — — — Left. by Koodalabs