Comparison

Finance Tracker Pro vs moneai

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance Tracker Pro

Manually track your finances with a beautiful and secure app that prioritizes your privacy. Log expenses quickly, visualize budgets, and manage subscriptions. Your financial data stays on your device, with no automatic imports or data selling.

Highlights
  • Manual expense tracking
  • Visual budget creation
  • Subscription management
  • Private by design (local storage)
  • Bank-grade security (FaceID/TouchID)
  • Spending insights and charts
Features
Read full description

Finance Tracker Pro Take control of your money with the most beautiful and secure finance tracker on the App Store. "Manual tracking helps you stay mindful of every dollar. No automatic imports means you remain in full control." Finance Tracker Pro was built for people who want clarity without compromising privacy. Unlike other apps that sell your data or require clumsy bank connections, Finance Tracker Pro lives 100% on your device. Your financial life stays where it belongs: in your hands. WHY YOU'LL LOVE IT: • Private by Design: We don't store your data. Your transactions, budgets, and history are stored locally on your iPhone. No servers, no tracking, no ads. • Liquid Glass Design: Experience a finance app that actually looks good. Our modern interface makes logging expenses feel satisfying, not like a chore. • Smart Insights: Stop guessing where your money went. Our "Spending Pulse" and "Velocity" charts show you exactly how fast you are spending compared to last month. • Subscription Manager: Never pay for a forgotten subscription again. Track your recurring bills (Netflix, Spotify, Rent) in one beautiful list and see your total monthly obligation at a glance. • Bank-Grade Security: Lock the app instantly with FaceID or TouchID. Even if your phone is unlocked, your financial data remains behind a biometric wall. KEY FEATURES: Lightning Fast Entry: Log expenses in seconds. Visual Budgets: Set limits for Food, Transport, or Shopping and see them fill up visually. Detailed Reports: Filter by Month, Category, or Spending Type. Data Backups: Export your history to JSON or CSV anytime. Custom Icons: Personalize the app icon to match your home screen style (Gold, Neon, Dark). FINANCE TRACKER PRO: The app is free to use for basic tracking. Upgrade to Pro to unlock: Unlimited Transaction History Advanced Charts & Insights FaceID Security Lock Unlimited Budgets Privacy Policy:https://erv89.github.io/AppTrackerPro-privacy/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

moneai

Features
Read full description

moneai is a simple, private money manager. Track your spending, plan budgets and reach your savings goals. All data stays on your device: no accounts, no ads, no tracking. TRACK EVERYTHING • Income, expenses and transfers between accounts • Multiple accounts: cash, cards, savings • Categories, tags and notes for every transaction • Optionally save where a purchase was made and see it on the map PLAN AHEAD • Monthly budgets by category with alerts when you're close to the limit • Savings goals with progress tracking • Bills and subscriptions with reminders before the due date • Debts and loans: keep track of who owes whom and when UNDERSTAND YOUR MONEY • Dashboard with your balance and recent activity • Reports and charts by category and period PRIVATE AND SECURE • All data is stored locally on your device • Lock the app with Face ID, Touch ID or a passcode • No registration, no analytics, no ads YOUR DATA, YOUR CONTROL • Export to CSV or JSON • Create backups and restore them at any time MAKE IT YOURS • Light and dark themes, alternate app icons • Customizable tab bar • Many currencies supported

Screenshots

Finance Tracker Pro4 screens
moneai4 screens

Verdict

The call

The clearest difference is in-app purchases: moneai at none against Finance Tracker Pro's 2. moneai also leads on iOS requirement (17.6 vs 26.0). Finance Tracker Pro's advantage is device support (3 vs 1). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finance Tracker Pro sells 2 in-app purchases, starting at $1.99 per month. moneai asks for nothing beyond the download.

UpkeepUpdate frequency

Finance Tracker Pro ships an update weekly, moneai every 6 days. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 6 level
Finance Tracker Pro versus moneai: the parameters behind the verdict, then further details
ParameterFinance Tracker Promoneai
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyWeeklyEvery 6 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS26.017.6 — better
Further details — not scored
Size21 MB6 MB
Age rating4+4+
DeveloperERIK RODRIGUEZ VITIERArman Sabitov

In-app purchases

2 purchases

Finance Tracker Pro

Subscriptions1
  • Pro Monthly$1.991 Month
One-time1
  • Lifetime Pro$19.99
None

moneai

No in-app purchases

Questions

Is Finance Tracker Pro free?
Finance Tracker Pro is free to download, with in-app purchases available.
Is moneai free?
moneai is free to download, with no in-app purchases.
Do Finance Tracker Pro or moneai have ads?
Neither Finance Tracker Pro nor moneai shows ads.
Which is updated more often, Finance Tracker Pro or moneai?
Finance Tracker Pro ships an update weekly, and moneai every 6 days. Most recently, Finance Tracker Pro was updated on October 31, 2026 and moneai on October 25, 2026.

Other comparisons