Comparison

Assets allocation vs Retirement Planner

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Assets allocation

Features
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Asset allocation is one of the key pillars of successful investing. However, most people tend to focus on the returns of individual investments, which often leads to several problems: 1. People are more willing to publicize a single successful investment while ignoring other (often multiple) losing ones, resulting in an overall erosion of assets. 2. Even when there is an exceptionally successful investment, because the capital invested usually represents only a small portion of total assets, it brings only a limited increase to overall wealth. In short, it’s seeing the trees but missing the forest. allocrafter brings your attention back to what truly matters: your assets and your asset allocation. By combining simple record-keeping with the handy tools provided by allocrafter, you’ll gain a whole new perspective. You’ll focus more on changes in your overall assets rather than the gains and losses of individual investments; you’ll find direction and clarity from asset allocation instead of the frustration that comes from riding the ups and downs of the market. Download and try it now. With continued use, you’ll experience remarkable changes. Features: 1. Automatic / manual stock price updates 2. Create asset snapshots and compare past and current allocations 3. Analyze asset allocation by category (e.g., currency or asset type); customizable categories 4. Net worth trend charts, with comparisons to the S&P 500 and the Taiwan Weighted Index 5. Export / import assets (XML format) 6. Simulation mode β€” estimate results after asset changes

About

Retirement Planner

Features
Read full description

Explore how your savings could support retirement. Enter your current savings, income, spending, and target retirement age to see a projected wealth path. Change your plan to explore saving more, retiring later, or making a large purchase. BUILD YOUR FIRST RETIREMENT PLAN β€’ Create a basic forecast for your chosen retirement age β€’ Explore different simulated market outcomes β€’ Change your income, spending, or target age and recalculate β€’ Add life events to see how future expenses affect your plan EXPLORE SPENDING IN RETIREMENT WITH PRO β€’ Extend your plan beyond your retirement date β€’ Model retirement spending and pension income β€’ Explore how long your money may last under different simulated outcomes KEEP TRACK OF YOUR NET WORTH β€’ Record assets and liabilities manually β€’ Review your asset mix and net worth history β€’ Keep net worth goals and plans on your iPhone FREE TO START The free version includes one basic forecast, up to two life events, three goals, and five asset entries. Retirement spending simulation and higher limits require Pro. ASSETPRISM PRO Unlock unlimited plans, life events, goals, and asset entries, retirement spending simulation, additional insight filters, and more activity history. Pro is available through an optional auto-renewing subscription or a one-time Lifetime purchase. LOCAL PLANNING Your planning inputs and asset records are stored on your device. No bank connection or account is required. ABOUT THE SIMULATIONS AssetPrism uses mathematical models and assumptions to explore hypothetical outcomes. Your target retirement age is an input, not a guarantee that you can retire at that age. Simulations are estimates and do not predict actual market returns or provide investment, tax, or legal advice. PURCHASE DETAILS Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel subscriptions in App Store account settings. Lifetime is a one-time purchase and does not renew. Terms of Use: https://astradevforge.github.io/assetprism-legal/terms.html Privacy Policy: https://astradevforge.github.io/assetprism-legal/privacy.html

Screenshots

Assets allocation4 screens
Retirement Planner4 screens

Verdict

The call

The clearest difference is price: Retirement Planner at Free against Assets allocation's $0.99. Assets allocation's advantage is in-app purchases (none vs 3) and update cadence (every 3 weeks vs every 4 months). On ads and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Retirement Planner is free to download; Assets allocation costs $0.99 up front. Retirement Planner sells 3 in-app purchases, starting at $6.99 per month. Assets allocation asks for nothing beyond the download.

UpkeepUpdate frequency

Assets allocation ships an update every 3 weeks, Retirement Planner every 4 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard4 real differences Β· 2 level
Assets allocation versus Retirement Planner: the parameters behind the verdict, then further details
ParameterAssets allocationRetirement Planner
Price$0.99Free β€” better
Update frequencyEvery 3 weeks β€” betterEvery 4 months
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.0 β€” better16.6
Further details β€” not scored
Size24 MB11 MB
Age rating4+4+
DeveloperLiangYu Ko紫妍 连

In-app purchases

None

Assets allocation

No in-app purchases

3 purchases

Retirement Planner

Subscriptions2
  • AssetPrism Pro$6.991 Month
  • AssetPrism Pro7 Days trial$44.991 Year
One-time1
  • AssetPrism Pro Lifetime$149.99

Questions

Is Assets allocation free?
Assets allocation costs $0.99, with no in-app purchases.
Is Retirement Planner free?
Retirement Planner is free to download, with in-app purchases available.
Do Assets allocation or Retirement Planner have ads?
Neither Assets allocation nor Retirement Planner shows ads.
Which is updated more often, Assets allocation or Retirement Planner?
Assets allocation ships an update every 3 weeks, and Retirement Planner every 4 months. Most recently, Assets allocation was updated on October 16, 2026 and Retirement Planner on October 17, 2026.

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