Assets allocation vs Retirement Planner
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Assets allocation
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Asset allocation is one of the key pillars of successful investing. However, most people tend to focus on the returns of individual investments, which often leads to several problems: 1. People are more willing to publicize a single successful investment while ignoring other (often multiple) losing ones, resulting in an overall erosion of assets. 2. Even when there is an exceptionally successful investment, because the capital invested usually represents only a small portion of total assets, it brings only a limited increase to overall wealth. In short, itβs seeing the trees but missing the forest. allocrafter brings your attention back to what truly matters: your assets and your asset allocation. By combining simple record-keeping with the handy tools provided by allocrafter, youβll gain a whole new perspective. Youβll focus more on changes in your overall assets rather than the gains and losses of individual investments; youβll find direction and clarity from asset allocation instead of the frustration that comes from riding the ups and downs of the market. Download and try it now. With continued use, youβll experience remarkable changes. Features: 1. Automatic / manual stock price updates 2. Create asset snapshots and compare past and current allocations 3. Analyze asset allocation by category (e.g., currency or asset type); customizable categories 4. Net worth trend charts, with comparisons to the S&P 500 and the Taiwan Weighted Index 5. Export / import assets (XML format) 6. Simulation mode β estimate results after asset changes
Retirement Planner
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Explore how your savings could support retirement. Enter your current savings, income, spending, and target retirement age to see a projected wealth path. Change your plan to explore saving more, retiring later, or making a large purchase. BUILD YOUR FIRST RETIREMENT PLAN β’ Create a basic forecast for your chosen retirement age β’ Explore different simulated market outcomes β’ Change your income, spending, or target age and recalculate β’ Add life events to see how future expenses affect your plan EXPLORE SPENDING IN RETIREMENT WITH PRO β’ Extend your plan beyond your retirement date β’ Model retirement spending and pension income β’ Explore how long your money may last under different simulated outcomes KEEP TRACK OF YOUR NET WORTH β’ Record assets and liabilities manually β’ Review your asset mix and net worth history β’ Keep net worth goals and plans on your iPhone FREE TO START The free version includes one basic forecast, up to two life events, three goals, and five asset entries. Retirement spending simulation and higher limits require Pro. ASSETPRISM PRO Unlock unlimited plans, life events, goals, and asset entries, retirement spending simulation, additional insight filters, and more activity history. Pro is available through an optional auto-renewing subscription or a one-time Lifetime purchase. LOCAL PLANNING Your planning inputs and asset records are stored on your device. No bank connection or account is required. ABOUT THE SIMULATIONS AssetPrism uses mathematical models and assumptions to explore hypothetical outcomes. Your target retirement age is an input, not a guarantee that you can retire at that age. Simulations are estimates and do not predict actual market returns or provide investment, tax, or legal advice. PURCHASE DETAILS Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel subscriptions in App Store account settings. Lifetime is a one-time purchase and does not renew. Terms of Use: https://astradevforge.github.io/assetprism-legal/terms.html Privacy Policy: https://astradevforge.github.io/assetprism-legal/privacy.html
Screenshots
Verdict
The clearest difference is price: Retirement Planner at Free against Assets allocation's $0.99. Assets allocation's advantage is in-app purchases (none vs 3) and update cadence (every 3 weeks vs every 4 months). On ads and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Retirement Planner is free to download; Assets allocation costs $0.99 up front. Retirement Planner sells 3 in-app purchases, starting at $6.99 per month. Assets allocation asks for nothing beyond the download.
Assets allocation ships an update every 3 weeks, Retirement Planner every 4 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.
| Parameter | Assets allocation | Retirement Planner |
|---|---|---|
| Price | $0.99 | Free β better |
| Update frequency | Every 3 weeks β better | Every 4 months |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.0 β better | 16.6 |
| Further details β not scored | ||
| Size | 24 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | LiangYu Ko | η΄«ε¦ θΏ |
In-app purchases
Assets allocation
No in-app purchases
Retirement Planner
- AssetPrism Pro$6.991 Month
- AssetPrism Pro7 Days trial$44.991 Year
- AssetPrism Pro Lifetime$149.99
Questions
Is Assets allocation free?
Is Retirement Planner free?
Do Assets allocation or Retirement Planner have ads?
Which is updated more often, Assets allocation or Retirement Planner?
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