Toki vs Cascade

Take control of your money without sacrificing your lifestyle. Toki is the ultimate tool for those seeking financial clarity that is fast, simple, and commitment-free. Based on the highly effective 50/30/20 method, Toki takes the boredom out of budgeting. Why is Toki different? • Lightning-Fast Logging: Time is money. Log your expenses and income in just a few taps—no endless menus or confusing screens. • Smart Goals: Want to upgrade your camera gear or plan your next mountain expedition? Create a goal, and Toki will calculate the exact monthly contribution to fit your budget stress-free. • Automatic 50/30/20 Method: Know exactly where your money goes. Toki intelligently divides your finances into Needs, Wants, and Savings. • Subscription Manager: Say goodbye to surprise charges. Visualize all your recurring payments and take full control of your monthly bills. • Pay Once, Own Forever: Forget about monthly subscriptions. Toki is yours for a one-time lifetime payment. No hidden fees, no fine print. Download Toki today and transform your relationship with money.

Give every payment a job. Cascade turns a payment into a clear, ordered allocation plan before you spend it. Build rules once, enter newly received income, and see exactly what to set aside, move, or keep. HOW IT WORKS • Build a flow with percentages, fixed amounts, target balances, percentages of what remains, and an “everything left” rule. • Enter a payment and review the exact allocation. • Create a private transfer checklist. • Mark each manual transfer complete and keep a local history. BUILT FOR REAL INCOME Create separate rule sets for salary, freelance work, projects, or any other income. A live simulator shows how your rules behave before you use them. PRIVATE BY DESIGN Cascade does not connect to banks, import transactions, or create an account. Financial amounts, balances, labels, rules, notes, presets, plans, and backups stay on your device. Optional app lock and the app-switcher privacy cover help keep them private. CASCADE PRO — ONE-TIME PURCHASE The free version includes one income rule set, three saved plans, all calculations, reminders, privacy controls, and JSON export. Cascade Pro unlocks unlimited rule sets and saved plans, reusable payment presets, and validated backup restoration. No subscription. Cascade is a manual planning tool. It does not move money, verify transfers, calculate taxes, or provide financial, tax, or investment advice.