Nestly Advisor vs NestPlan Retirement Planner

Nestly: Retirement Planning, Simplified See your retirement future clearly. Nestly brings your income, savings, taxes, Social Security, housing, and risk into one connected plan so you can make better decisions faster. AI Future Copilot Get plain-English guidance on what to do next. Nestly's AI Future Copilot highlights opportunities, explains tradeoffs, and helps you test changes before you commit. Nestly Lab — Try Any Strategy Instantly Explore what-if scenarios with AI in one dedicated workspace. Compare Baseline against any saved scenario side by side, and see the impact ripple through your whole plan the moment you change a number. 12 Predefined Scenario Templates Start instantly with 12 built-in templates for common retirement situations, then clone and customize them for your own plan. What-If Scenarios Adjust retirement age, savings rate, Social Security timing, and more to see full-plan impact instantly. Read & Try: Learn From Real Articles, Then Test Them Retirement Insights articles are curated to your plan's weakest pillar. Any article with a flask icon lets you apply that exact strategy to your own numbers in one tap — no manual re-entry, no signup required. Plan Guard Stress-test your plan against real-world shocks — market drops, inflation spikes, longevity risk — and get a clear read on how resilient your future plan really is before you commit to a strategy. AI Actions Get a ranked list of your highest-impact next moves, personalized to your plan, with a one-tap preview of what each action changes before you apply it. Monte Carlo Projections Run simulations for confidence ranges, not just a single-point forecast. 261+ Inputs, 14+ Modules Model your full retirement system across accounts, taxes, benefits, housing, debt, insurance, and estate factors. Housing and Real Estate Include mortgage payoff, downsizing, rental income, and property cashflow in your plan. Tax-Smart Withdrawal Planning Evaluate withdrawal order, Roth conversion strategy, RMD timing, and IRMAA-sensitive Medicare decisions. Retirement Flight Path Get a year-by-year action timeline with clear next-best moves. Decision X-Ray See how each change affects income, taxes, and risk line by line. Nestly Score (0–100) Track retirement readiness across key planning pillars. Couples Planning Model staggered retirements, spousal Social Security, and survivor scenarios. Estate & Legacy Planning Plan for transfer taxes, step-up basis, and long-term legacy goals alongside your retirement income. Sync Across Devices Sign in once and your plans follow you — start on your phone, pick up right where you left off on the web. Start Free: 500 Monte Carlo simulation paths Up to 3 saved scenarios Up to 2 What-If comparisons Basic export reports Cloud sync when signed in Upgrade to Pro: 8,000 Monte Carlo simulation paths Unlimited saved scenarios Up to 10 What-If comparisons Full Nestly Score analysis and guidance All 261+ inputs editable All 14+ modules unlocked Unlimited life events Comprehensive export reports Privacy Policy: https://nestlyadvisor.com/privacy Terms & Conditions: https://nestlyadvisor.com/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know exactly when you can retire, and exactly what you'll have when you do. NestPlan turns your real accounts, contributions, and goals into one clear projection: your balance at retirement, and at every age for the rest of your life. No vague averages. No "you'll need a million dollars." Your actual number, to the dollar. SIMPLE OR ADVANCED, YOUR CHOICE Start in Simple mode with a few questions and get a real answer in seconds, including a realistic tax mix you can adjust (mostly pre-tax, balanced, or Roth-heavy). Ready for more? Switch to Advanced for full, account-by-account detail. Each mode keeps its own plan, so you can move between them without losing a thing. TODAY'S DOLLARS OR FUTURE DOLLARS See every number the way that makes sense to you. View your projection in today's dollars to understand its real buying power, or in future dollars to see the actual balance, with one tap, from any screen. YOUR PROGRESS NestPlan saves a snapshot every time you run a projection or update your balances, so you can watch your retirement odds and savings move month over month. Your starting line, your trend, and an honest read when markets dip. Your history is yours: review it, prune it, and back it up. WHY NESTPLAN Most calculators give you a single guess. NestPlan gives you the full picture, the way an advisor would: • Your balance at retirement, and every year through the end of your plan • The earliest age you can realistically retire, and what you'll have when you get there • Three market scenarios side by side (expected, better, and worse) so you know how durable your plan really is • Every account in one place: 401(k), Roth, IRA, Brokerage, HSA, and Cash & CDs • Balances by account type over time: watch each account grow year by year • Your Progress: snapshots of your success rate and savings over time • Social Security built in, at the age you actually plan to claim • Real annual taxes, RMDs, and a sensible withdrawal order modeled for you • Light or Dark mode, and a clean, institutional design BUILT AROUND YOUR NUMBERS You enter your real balances, your real contributions, your real target date. NestPlan runs the real math. No sign-up, no guesswork. NESTPLAN PRO, 14-DAY FREE TRIAL • Monte Carlo: 1,000 market simulations distilled into one clear read on whether your money lasts, and your first stress-test runs automatically • Your Progress: your plan's history, tracked over time • Save up to 10 scenarios and compare retiring at 60 vs 65 vs 70 in seconds • Spouse and joint planning • PDF reports to share with your advisor • Back up and restore your plan, progress history included Cancel anytime before the trial ends and you won't be charged. PRIVATE BY DESIGN No account. No ads. No tracking. Your financial data never leaves your iPhone. Download NestPlan and see your number today. SUBSCRIPTION DETAILS NestPlan Pro is an auto-renewable subscription. • NestPlan Pro: $29.99 per year, after a 14-day free trial • Payment is charged to your Apple Account at confirmation of purchase • Your subscription renews automatically unless canceled at least 24 hours before the end of the current period • Manage or cancel anytime in your Apple Account settings Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://topshopnation.com/nestplan/privacy.html