SubAutomate vs Expense Tracker & Spending Log
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubAutomate
This app helps you identify and stop unwanted recurring charges by scanning your bank statements. It provides a clear overview of your subscription spending and offers tools to manage or cancel services. All data processing is done locally on your device for maximum privacy.
- Instant subscription detection
- Scan bank statements (CSV/PDF)
- Track total subscription spending
- 100% on-device processing
- Cancellation guides
- Refund and dispute templates
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Stop paying for subscriptions you forgot about. The average American wastes $284 per year on forgotten subscriptions. SubAutomate scans your bank statement in seconds and shows you exactly where your money is going — then helps you take action. INSTANT SUBSCRIPTION DETECTION Simply upload a CSV or PDF bank statement. Our smart detection engine identifies recurring charges automatically — streaming services, apps, memberships, forgotten trials, and more. SEE YOUR TOTAL SPENDING Get a clear breakdown of your monthly and yearly subscription costs. Finally understand where your money is actually going. 100% PRIVATE Unlike other financial apps, SubAutomate processes everything ON YOUR DEVICE. We never see, store, or transmit your bank data. No account required. No cloud uploads. Your financial data stays yours. PRO FEATURES Upgrade to unlock Action Packs: • Cancellation Guides — Step-by-step instructions for any subscription • Refund Templates — Pre-written emails to request your money back • Dispute Letters — Professional templates for chargebacks WHY SUBAUTOMATE? • Scan statements in under 30 seconds • Works with any bank's CSV or PDF export • No bank login required — ever • No account creation needed • Completely offline capable • Beautiful, intuitive interface Take control of your subscriptions today. Download SubAutomate and stop paying for things you don't use.
Expense Tracker & Spending Log
Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.
- Quick expense and income logging
- Double-entry accounting
- Multi-currency accounts
- Customizable budgets
- Detailed spending charts
- Receipt scanning (Premium)
- Recurring transactions (Premium)
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A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e
Screenshots
Verdict
The clearest difference is rating: SubAutomate at 5.0 against Expense Tracker & Spending Log's 4.0. SubAutomate also leads on in-app purchases (none vs 3) and device support (3 vs 1). Expense Tracker & Spending Log's advantage is update cadence (weekly vs fortnightly). On price, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month. SubAutomate asks for nothing beyond the download.
SubAutomate holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
SubAutomate ships an update fortnightly, Expense Tracker & Spending Log weekly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | SubAutomate | Expense Tracker & Spending Log |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 26 |
| Further details — not scored | ||
| Size | 27 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Justin Hoang | Swazer Ltd. |
Customer experience
SubAutomate
Expense Tracker & Spending Log
In-app purchases
SubAutomate
No in-app purchases
Expense Tracker & Spending Log
- Monthly$4.991 Month
- Annual$19.991 Year
- Lifetime$69.99
Questions
Is SubAutomate free?
Is Expense Tracker & Spending Log free?
Which has better reviews, SubAutomate or Expense Tracker & Spending Log?
Do SubAutomate or Expense Tracker & Spending Log have ads?
Which is updated more often, SubAutomate or Expense Tracker & Spending Log?
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