Comparison

SpendWise vs PennyFlow

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendWise

Features
Read full description

SpendWise makes managing expenses easy and stress-free. Log your spending, categorize expenses, and view helpful summaries that show exactly how you use your money. Stay in control and make better financial decisions every day.

About

PennyFlow

Features
Read full description

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

Screenshots

SpendWise4 screens
PennyFlow4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendWise at none against PennyFlow's 1. SpendWise also leads on iOS requirement (13.0 vs 18.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase. SpendWise asks for nothing beyond the download.

Scorecard2 real differences ยท 4 level
SpendWise versus PennyFlow: the parameters behind the verdict, then further details
ParameterSpendWisePennyFlow
PriceFreeFree
Update frequencyโ€”Daily
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better18.6
Further details โ€” not scored
Size19 MB5 MB
Age rating4+17+
DeveloperOrchid Technologies2. MANUEL KARL-HEINZ 1. ZANGL

In-app purchases

None

SpendWise

No in-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99

Questions

Is SpendWise free?
SpendWise is free to download, with no in-app purchases.
Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Do SpendWise or PennyFlow have ads?
Neither SpendWise nor PennyFlow shows ads.

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