DecentWealth Portfolio Tracker vs Derivate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DecentWealth Portfolio Tracker
Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on data privacy. Your financial information stays securely on your device, with no account creation or server storage required. Offers comprehensive tracking and dividend insights.
- Track stocks, ETFs, crypto, commodities, real estate, vehicles, retirement, cash, and loans
- Data stays on your device, no account or server needed
- Automatic crypto balance fetching via public address
- Dividend tracking with calendar and income projections
- Multi-currency cash account tracking
- Detailed analytics including asset and sector allocation
- Apple Watch app and widgets
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Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy
Derivate
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Professional warrant calculator with Black-Scholes pricing model. Calculate theoretical warrant prices, Greeks, and key metrics instantly. Analyze scenarios, track your portfolio, and monitor your watchlist — all privately on your device. HOW IT WORKS - Enter underlying price, strike, expiry, and volatility - Get instant Black-Scholes pricing for call and put warrants - View Delta, Gamma, Theta, Vega and other Greeks - Run scenario analysis across price and time dimensions - Track positions with real-time P&L calculation SCENARIO MATRIX Visualize how price changes and time decay affect your warrant. Compare multiple scenarios side by side to make informed decisions. PORTFOLIO TRACKING Add positions to your portfolio and track performance with automatic P&L calculation. See your total exposure and individual position details. WATCHLIST Monitor warrants you're interested in. Quick access to key metrics and pricing data. CSV IMPORT Import warrant data from emittent CSV files for local analysis. All processing happens on your device. 100% PRIVATE No data collection. No tracking. No analytics. No server communication. All calculations happen locally on your device. Your financial data never leaves your phone. PROFESSIONAL TOOLS - Black-Scholes option pricing model - Full Greeks calculation (Delta, Gamma, Theta, Vega, Rho) - Implied volatility analysis - IV Rank indicator - EUR/USD currency conversion - PDF export for sharing analysis PRIVACY & LEGAL Privacy Policy: https://www.daricate.com/en/derivate/privacy-policy/ Terms of Service: https://www.daricate.com/en/derivate/terms-of-service/
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Verdict
The clearest difference is in-app purchases: Derivate at none against DecentWealth Portfolio Tracker's 3. Derivate also leads on iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $5.99 per month. Derivate asks for nothing beyond the download.
| Parameter | DecentWealth Portfolio Tracker | Derivate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 17 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | ANDRII BONDAR | Daricate Developments |
In-app purchases
DecentWealth Portfolio Tracker
- Monthly$5.991 Month
- Yearly$29.991 Year
- Family$49.991 Year
Derivate
No in-app purchases
Questions
Is DecentWealth Portfolio Tracker free?
Is Derivate free?
Do DecentWealth Portfolio Tracker or Derivate have ads?
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