Comparison

DecentWealth Portfolio Tracker vs FinGather

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DecentWealth Portfolio Tracker

Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on data privacy. Your financial information stays securely on your device, with no account creation or server storage required. Offers comprehensive tracking and dividend insights.

Highlights
  • Track stocks, ETFs, crypto, commodities, real estate, vehicles, retirement, cash, and loans
  • Data stays on your device, no account or server needed
  • Automatic crypto balance fetching via public address
  • Dividend tracking with calendar and income projections
  • Multi-currency cash account tracking
  • Detailed analytics including asset and sector allocation
  • Apple Watch app and widgets
Features
Read full description

Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

About

FinGather

Features
Read full description

FinGather – Portfolio Tracker Take full control of your investments. FinGather is a privacy-focused portfolio tracker for stocks, ETFs, cryptocurrencies, and more — giving you a clear, real-time picture of your financial performance in one place. Track Everything That Matters Monitor all your investments across multiple portfolios and asset classes. View real-time values, total gain/loss, and percentage returns at a glance on a clean, intuitive dashboard. Deep Analytics Dive into interactive charts showing your portfolio's historical performance over time. Analyze your asset allocation, group your holdings any way you like, and understand exactly where your returns come from. Dividend Tracking Track dividend income with a dedicated dividend calendar and income charts. See upcoming payouts and review your dividend history over time. Watchlist Keep an eye on assets you don't own yet. Add any stock, ETF, or cryptocurrency to your watchlist and monitor their price movements. Price Alerts Set custom price alerts for any asset and get notified the moment your target price is hit. DCA Plans Plan and track Dollar Cost Averaging strategies to build positions systematically over time. Financial Goals Set investment goals and track your progress toward reaching them. Tax Overview Generate yearly summaries of your realized gains and losses to help simplify tax season reporting. Transaction History Log every buy, sell, and dividend transaction. Full history with detailed records for every asset. Multiple Portfolios Manage multiple portfolios separately — perfect for tracking different strategies, accounts, or family members. Sign in with Google Quick, secure sign-in with your Google account or email. FinGather does not execute trades, hold funds, or provide a cryptocurrency wallet. It is a read-only tracking and analytics tool for your own investment records.

Screenshots

DecentWealth Portfolio Tracker4 screens
FinGather4 screens

Verdict

The call

The clearest difference is in-app purchases: FinGather at none against DecentWealth Portfolio Tracker's 3. DecentWealth Portfolio Tracker's advantage is device support (3 vs 1) and iOS requirement (18.0 vs 26.0). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $5.99 per month. FinGather asks for nothing beyond the download.

UpkeepUpdate frequency

DecentWealth Portfolio Tracker ships an update every 2 weeks, FinGather every 9 days. The most recent releases landed on October 28, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
DecentWealth Portfolio Tracker versus FinGather: the parameters behind the verdict, then further details
ParameterDecentWealth Portfolio TrackerFinGather
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS18.0 — better26.0
Further details — not scored
Size17 MB10 MB
Age rating4+4+
DeveloperANDRII BONDARMAREK SKOPAL

In-app purchases

3 purchases

DecentWealth Portfolio Tracker

Subscriptions3
  • Monthly$5.991 Month
  • Yearly$29.991 Year
  • Family$49.991 Year
None

FinGather

No in-app purchases

Questions

Is DecentWealth Portfolio Tracker free?
DecentWealth Portfolio Tracker is free to download, with in-app purchases available.
Is FinGather free?
FinGather is free to download, with no in-app purchases.
Do DecentWealth Portfolio Tracker or FinGather have ads?
Neither DecentWealth Portfolio Tracker nor FinGather shows ads.
Which is updated more often, DecentWealth Portfolio Tracker or FinGather?
DecentWealth Portfolio Tracker ships an update every 2 weeks, and FinGather every 9 days. Most recently, DecentWealth Portfolio Tracker was updated on October 28, 2026 and FinGather on October 14, 2026.

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