DecentWealth Portfolio Tracker vs Sejf
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DecentWealth Portfolio Tracker
Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on data privacy. Your financial information stays securely on your device, with no account creation or server storage required. Offers comprehensive tracking and dividend insights.
- Track stocks, ETFs, crypto, commodities, real estate, vehicles, retirement, cash, and loans
- Data stays on your device, no account or server needed
- Automatic crypto balance fetching via public address
- Dividend tracking with calendar and income projections
- Multi-currency cash account tracking
- Detailed analytics including asset and sector allocation
- Apple Watch app and widgets
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Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy
Sejf
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Track your net worth over time - so you always know where you stand financially. Add your assets and liabilities, record monthly snapshots, and watch your wealth grow. Built for long-term investors who want clarity, not complexity. TRACK EVERYTHING • Cash and bank accounts • Real estate • Stocks, ETFs, bonds, and retirement accounts • Cryptocurrencies • Precious metals • Custom assets • Liabilities including mortgages, loans, and credit cards • Multi-currency support with live exchange rates • Connect ticker symbols for automatic market price updates SEE YOUR PROGRESS Record monthly snapshots and build a picture of your financial journey. The history chart shows your net worth over time, helping you understand long-term trends and measure your progress. CAGR (Compound Annual Growth Rate) shows how quickly your wealth is growing, giving you a clear view of your long-term performance. PLAN FOR THE FUTURE • Goals - set a target net worth and track your projected arrival date • FIRE Number - calculate how much you need to retire based on your annual expenses and withdrawal rate YOUR DATA, YOUR CONTROL • Offline-first - no account required • iCloud sync across your Apple devices • Face ID and Touch ID protection • Export your data to CSV or JSON • No subscriptions Sejf helps you stay focused on what matters most: understanding your finances, building wealth, and achieving your long-term goals.
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Verdict
DecentWealth Portfolio Tracker and Sejf are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $5.99 per month and Sejf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | DecentWealth Portfolio Tracker | Sejf |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 18.0 | 17.6 — better |
| Further details — not scored | ||
| Size | 17 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | ANDRII BONDAR | Liubomyr Kravchuk |
In-app purchases
DecentWealth Portfolio Tracker
- Monthly$5.991 Month
- Yearly$29.991 Year
- Family$49.991 Year
Sejf
- Sejf Pro$14.99
Questions
Is DecentWealth Portfolio Tracker free?
Is Sejf free?
Do DecentWealth Portfolio Tracker or Sejf have ads?
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