Comparison

DecentWealth Portfolio Tracker vs Finlytix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DecentWealth Portfolio Tracker

Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on privacy. Your financial data stays securely on your device, with no account creation or server storage. Enjoy features like dividend tracking, real-time prices, and iCloud sync across Apple devices.

Highlights
  • Track stocks, ETFs, crypto, commodities, real estate, and more
  • Data stays on your device; no account or servers needed
  • Automatic crypto balance fetching via public address
  • Dividend tracking with calendar and income projections
  • Real-time prices for over 15,000 coins
  • iCloud sync for iPad and Apple Watch
  • Supports 45 currencies for cash accounts
Features
Currently charting
Read full description

Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

About

Finlytix

Features
Read full description

Finlytix — know exactly where your money stands, in real time. Net worth, live markets, subscriptions, budgets, and financial status in one beautifully designed app. ▸ NET WORTH AT A GLANCE Total wealth across every asset class — cash, gold, stocks, and more. Every holding converts to your base currency in real time. Gain/loss, allocation donut, 7-day performance. ▸ FINANCIAL STATUS SCORE A premium rating based on spending discipline, safety cushion, diversification, and growth momentum. Animated ring, full breakdown, tier-aware coaching, one-tap share card. ▸ EXPORT PDF REPORT Generate a premium A4 report for any month — or all-time. Dashboard KPIs, health-score breakdown, income / subscriptions / commitments / expenses, holdings allocation, savings-jar progress. ▸ LIVE MARKET DATA • Precious metals — Gold, Silver, Platinum • Currencies — 47+ FX pairs including USD, EUR, SAR, AED, EGP, KWD • Oil & Commodities — Brent, WTI, Natural Gas • Egypt Gold — 24K, 21K, 18K, 14K buy/sell in EGP ▸ WATCHLIST & PRICE ALERTS Star the symbols you care about. Set custom alerts above or below a target price and get notified the moment the market hits your number. ▸ BUILT-IN CALCULATORS • Gold — grams / karats / ounces at live prices • Currency — instant FX between 47+ currencies • Zakat — auto-computes nisab and 2.5% due ▸ SUBSCRIPTION TRACKER Track Netflix, Spotify, iCloud, Adobe, or any recurring service. Categories, billing cycles, renewal calendar, trial reminders, monthly + yearly totals. ▸ BUDGET, COMMITMENTS & INCOME Log income and fixed commitments — rent, insurance, phone, tuition. Finlytix shows what's available to spend this month. Browse any past month. ▸ DAILY EXPENSES Log coffee, lunch, taxi — any ad-hoc spend — in seconds. Categorized and rolled into your monthly budget automatically. ▸ SAVINGS JARS Save toward named goals — emergency fund, vacation, new phone. Target amount, progress bar, target date, and a celebration when you hit it. ▸ FINNY AI ASSISTANT Your personal finance companion. Chat naturally — "add Netflix for $15/month", "what's the gold price?" — in English or Arabic (including Egyptian dialect). ▸ ACHIEVEMENTS & STREAKS Unlock badges as you build financial habits. Daily check-in streaks, net-worth milestones (10K, 100K, 1M), and more. ▸ PRIVACY FIRST • Face ID / Touch ID login • PIN code for quick access • Hide balances with a tap • Privacy Screen hides data in the app switcher • Stored locally and synced end-to-end-encrypted via iCloud ▸ WORKS OFFLINE iCloud sync across iPhone and iPad. Cached market data keeps the app useful without a connection. ▸ BILINGUAL — ARABIC & ENGLISH Full RTL support. Every screen, notification, and PDF renders natively in Arabic or English. ▸ BEAUTIFULLY DESIGNED Refined dark-first design, gold accents, smooth animations. Full Light and Dark Mode support. PREMIUM SUBSCRIPTIONS — 7-DAY FREE TRIAL Finlytix Plus (Monthly / Yearly) — Ad-free; up to 20 subscriptions, 15 commitments, 5 savings jars, 25 assets, 5 price alerts, 25 watchlist items, 100 Finny AI messages/day. Finlytix Pro (Monthly / Yearly) — Everything in Plus, plus unlimited tracking across subscriptions, commitments, jars, assets, watchlist, and price alerts; unlimited Finny AI Finlytix V ( Lifetime access limited seats) — Everything in Plus, Pro and Special features, icon, theme for V special users. Payment is charged to your Apple ID at the end of the 7-day free trial. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Renewal is charged within 24 hours prior to period end at the same price. Manage subscriptions in your Apple ID Account Settings. Any unused portion of a free trial is forfeited upon purchasing a subscription. Terms: https://finlytix-app.com/terms Privacy: https://finlytix-app.com/privacy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact: admin@finlytix-app.com Download Finlytix and take control — today.

Screenshots

DecentWealth Portfolio Tracker4 screens
Finlytix4 screens

Verdict

The call

The clearest difference is ads: DecentWealth Portfolio Tracker at none against Finlytix's shown. DecentWealth Portfolio Tracker also leads on chart position (#174 vs unranked). Finlytix's advantage is update cadence (every 2 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $9.99 per month and Finlytix sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DecentWealth Portfolio Tracker ships an update every 2 weeks, Finlytix every 2 days. Both last shipped on November 5, 2026.

Scorecard3 real differences · 8 level
DecentWealth Portfolio Tracker versus Finlytix: the parameters behind the verdict, then further details
ParameterDecentWealth Portfolio TrackerFinlytix
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeksEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
Best chart rank#174 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size18 MB49 MB
Age rating4+4+
DeveloperANDRII BONDARAli Fayed

In-app purchases

3 purchases

DecentWealth Portfolio Tracker

Subscriptions3
  • Monthly$9.991 Month
  • Yearly$59.991 Year
  • Family$99.991 Year
5 purchases

Finlytix

Subscriptions4
  • Finlytix Plus Month$0.991 Month
  • Finlytix Pro Month$1.991 Month
  • Finlytix Plus$9.991 Year
Show 1 more
  • Finlytix Pro Annual$19.991 Year
One-time1
  • Finlytix V$500.00

Questions

Is DecentWealth Portfolio Tracker free?
DecentWealth Portfolio Tracker is free to download, with in-app purchases available.
Is Finlytix free?
Finlytix is free to download, with in-app purchases available.
Do DecentWealth Portfolio Tracker or Finlytix have ads?
Finlytix shows ads; DecentWealth Portfolio Tracker does not.
Which is updated more often, DecentWealth Portfolio Tracker or Finlytix?
DecentWealth Portfolio Tracker ships an update every 2 weeks, and Finlytix every 2 days. Most recently, DecentWealth Portfolio Tracker was updated on November 5, 2026 and Finlytix on November 5, 2026.

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