Comparison

DecentWealth Portfolio Tracker vs model.p by Mit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DecentWealth Portfolio Tracker

Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on data privacy. Your financial information stays securely on your device, with no account creation or server storage required. Offers comprehensive tracking and dividend insights.

Highlights
  • Track stocks, ETFs, crypto, commodities, real estate, vehicles, retirement, cash, and loans
  • Data stays on your device, no account or server needed
  • Automatic crypto balance fetching via public address
  • Dividend tracking with calendar and income projections
  • Multi-currency cash account tracking
  • Detailed analytics including asset and sector allocation
  • Apple Watch app and widgets
Features
Read full description

Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

About

model.p by Mit

Features
Read full description

Welcome to model.p, a model portfolio of Exchange Traded Funds or "ETFs". ETFs have evolved dramatically in the last two decades. They now come in many forms, from several providers, and cover most asset classes, increasing their variety and complexity. ETF selection can be daunting especially when markets and macroeconomic conditions are constantly changing. Today, access to ETFs has never been easier or cheaper. They trade every day on exchanges globally. If you have an account on a trading platform, ETFs can be bought and sold daily, at the amount that fits your portfolio. model.p by Mit is an actively managed, model portfolio of ETFs. Its aim is to provide information and metrics on a selection of ETFs and act as a guide to building and managing a portfolio of ETFs. Enter the world of portfolio management and monitor how a live portfolio behaves and reacts to changing macroeconomic and market conditions. model.p screens thousands of ETFs and follows a “watchlist”. It then selects a handful of ETFs and places them into asset class categories, blends their exposures across geography, sectors, and themes, and then optimizes their allocations. This step is “portfolio construction”. An independent risk management framework provides a “risk rating” of each ETF and the total portfolio. ETFs are ranked from very low to very high risk (5 risk categories). While the ETF allocations are in place, it monitors how much risk each ETF contributes to the portfolio. As the macroeconomic environment changes and investor sentiment shifts, model.p adapts to the market cycle by rotating between ETFs and adjusting risk parameters. When selecting and allocating to ETFs, model.p considers multiple viewpoints in its decision-making process, like fundamental analysis and technical indicators. model.p tags an investment rationale to each ETF and presents short notes on ETF rotations, market conditions, and the portfolio composition and risk levels. Track the performance of model.p, watch the top and bottom contributors to the total portfolio return, and observe the relationship between market conditions and performance outcomes. Build your knowledge of ETFs, skills in portfolio management, and most importantly enjoy investing!

Screenshots

DecentWealth Portfolio Tracker4 screens
model.p by Mit4 screens

Verdict

The call

The clearest difference is in-app purchases: model.p by Mit at none against DecentWealth Portfolio Tracker's 3. model.p by Mit also leads on iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $5.99 per month. model.p by Mit asks for nothing beyond the download.

Scorecard2 real differences · 8 level
DecentWealth Portfolio Tracker versus model.p by Mit: the parameters behind the verdict, then further details
ParameterDecentWealth Portfolio Trackermodel.p by Mit
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size17 MB184 MB
Age rating4+17+
DeveloperANDRII BONDARErgalia Pty. Ltd.

In-app purchases

3 purchases

DecentWealth Portfolio Tracker

Subscriptions3
  • Monthly$5.991 Month
  • Yearly$29.991 Year
  • Family$49.991 Year
None

model.p by Mit

No in-app purchases

Questions

Is DecentWealth Portfolio Tracker free?
DecentWealth Portfolio Tracker is free to download, with in-app purchases available.
Is model.p by Mit free?
model.p by Mit is free to download, with no in-app purchases.
Do DecentWealth Portfolio Tracker or model.p by Mit have ads?
Neither DecentWealth Portfolio Tracker nor model.p by Mit shows ads.

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