Comparison

Subscription Manager vs Substract

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Manager

This app helps you track all your recurring expenses like subscriptions, bills, and debts without needing bank access. It provides reminders and a payment calendar to manage your finances privately on your device.

Highlights
  • Track subscriptions, bills, and debts
  • No bank account connection required
  • On-device data storage for privacy
  • Customizable reminders for due dates
  • Monthly payment calendar view
  • Track price increases
  • Export data to CSV
Features
Read full description

Know exactly what's leaving your account - without connecting your bank. Mori keeps every subscription, bill, and debt in one place. Your data never leaves your device - no account required, ever. Why Mori? Most trackers want your bank login. Others charge a monthly fee to track monthly fees. Mori is different: it's manual, private, and yours for a one-time price. What You Can Track • Subscriptions: streaming, software, gym memberships • Bills: utilities, rent, insurance, direct debits • Debts: loans, credit cards, repayment schedules • Free trials: get notified before they auto-renew What You Can Do • See everything due today, this week, and this month • Full monthly payment calendar - spot your expensive months ahead • Mark items paid and catch overdue charges instantly • Per-item reminders - before due, on due day, and after • Track price increases with full price history • Export all your data to CSV anytime Privacy - For Real Mori runs entirely on your device. No sign-up. No bank link. No cloud sync. No ads. No analytics. Nothing leaves your phone - because nothing ever touches our servers. FREE • Track up to 5 subscriptions or bills • Payments due in the next 7 days • Weekly reminder to review upcoming charges MORI PRO No subscription to track your subscriptions. • Unlimited bills, subscriptions, and debts • Full 30-day payment calendar + filters • Per-item reminders (before, on due day, overdue) • Spending insights and payment analytics • Export your data (CSV) Take control of your recurring costs. Download free - no bank connection needed, no account required.

About

Substract

Features
Read full description

The average American wastes $32/month on subscriptions they forgot about or stopped using. Substract shows you exactly which ones — and helps you cancel before the next charge. Connect your Gmail to automatically find all your subscriptions — no manual entry needed. Substract scans your inbox and imports everything in seconds. Track all your subscriptions in one place, see how much you spend every month and year, and get reminders before subscriptions renew. Substract also provides smart insights to help you identify subscriptions you may have forgotten and discover ways to save money by switching to better plans. Key Features • Scan your inbox: Automatically find subscriptions from your Gmail • Portfolio Health Score: See how well you're managing your subscriptions • Free trial tracking: Never miss a trial-to-paid conversion • Smart check-ins: Know which subscriptions you're not actually using • Track unlimited subscriptions • Renewal reminders before subscriptions renew • Monthly and yearly spending insights • Discover cheaper alternatives and save money • Clear overview of your recurring expenses Whether you're managing streaming services, productivity apps, or memberships, Substract gives you clarity and control over your subscription spending. Privacy Policy: https://getsubstract.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscription Manager4 screens
Substract4 screens

Verdict

The call

The clearest difference is ads: Subscription Manager at none against Substract's shown. Substract's advantage is update cadence (every 2 days vs every 10 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Manager sells 1 one-off in-app purchase and Substract sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscription Manager ships an update every 10 days, Substract every 2 days. The most recent releases landed on September 9, 2026 and August 25, 2026 respectively.

Scorecard2 real differences · 8 level
Subscription Manager versus Substract: the parameters behind the verdict, then further details
ParameterSubscription ManagerSubstract
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 10 daysEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size43 MB52 MB
Age rating4+4+
DeveloperMalik GabrounGOKHAN DEMIRER

In-app purchases

1 purchases

Subscription Manager

One-time1
  • Mori Pro – Lifetime$12.99
2 purchases

Substract

Subscriptions2
  • Premium Monthly14 Days trial$4.991 Month
  • Premium Yearly14 Days trial$29.991 Year

Questions

Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Is Substract free?
Substract is free to download, with in-app purchases available.
Do Subscription Manager or Substract have ads?
Substract shows ads; Subscription Manager does not.
Which is updated more often, Subscription Manager or Substract?
Subscription Manager ships an update every 10 days, and Substract every 2 days. Most recently, Subscription Manager was updated on September 9, 2026 and Substract on August 25, 2026.

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