Comparison

Split With SquareUp vs Qisma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split With SquareUp

Effortlessly split bills by scanning receipts. Automatically itemize costs, assign them to individuals, and send personalized payment requests with one-tap links. Track shared expenses, manage recurring bills, and gain spending insights.

Highlights
  • Receipt scanning for automatic itemization
  • Manual item assignment to individuals
  • Proportional tax and tip division
  • One-tap payment links (Venmo, PayPal, Cash App)
  • Running balances and group management
  • Recurring bill tracking
  • Spending insights and export options
Read full description

SquareUp is the fastest way to split a bill the way it was actually ordered — not by dividing by four and hoping nobody notices. Point your camera at the receipt. SquareUp pulls every line item, tax, and tip. Tap who had what. Text everyone their own itemized total with a one-tap link to pay you back. No more screenshots, no more "I owe you around $20?", no more chasing people the week after. SquareUp is great for: -Dinners out with friends who all ordered different things -Roommates splitting groceries, utilities, and rent -Group trips where someone's been fronting everything -Couples who keep a running tab on shared costs -Coworkers on a regular lunch rotation Here's how it works: Scan a receipt and every item, tax, and tip gets parsed automatically -Tap items to assign them to people; shared stuff splits evenly across whoever had it -Tax and tip divide proportionally, so nobody overpays for the friend who got the lobster -Send everyone their share over iMessage with a Venmo, PayPal, or Cash App link pre-filled The people paying you back don't need to download anything. Their link opens in a browser with their personalized itemized total and payment buttons — tap, pay, done. Every feature you'd expect, and the ones you wouldn't: -Works on faded thermal receipts, handwritten tabs, and screenshots of delivery orders -Groups with running balances across every bill, simplified down to the fewest possible payments when you settle up -Friends list so you're not retyping names for the same dinner crew every week -Balance on the home tab — what you're owed, what you owe, across everything -Recurring bills for rent and subscriptions so they post themselves -Credit card rewards tracking so you know what card to put the group dinner on -Spending insights by person, group, and month -Export any bill or group to CSV or PDF for taxes -Home screen widgets for your balance at a glance -Guest mode — works without an account -Dark mode throughout SquareUp is free to start. Every premium feature is unlocked for your first two weeks, no payment info required. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Qisma

Effortlessly divide expenses with friends using AI-powered receipt scanning. Share bills via a link, allowing others to claim items without needing the app. Automatically calculates tax and tip, with integrated payment options.

Highlights
  • AI receipt scanning
  • Shareable bill links
  • Itemized claiming
  • Automatic tax/tip calculation
  • Direct payment integration
  • No account required
Features
Read full description

Qisma makes splitting bills effortless. Whether you're dining with friends or sharing expenses, Qisma has you covered. KEY FEATURES: • Scan receipts with AI-powered recognition • Share bills via link - no app download required for friends • Claim individual items or split shared items • Automatic calculation of tax and tip shares • Pay directly through Venmo, Cash App, or PayPal HOW IT WORKS: 1. Scan your receipt or enter items manually 2. Share the bill link with your group 3. Everyone claims their items 4. See exactly what each person owes 5. Pay the host with one tap Perfect for: • Restaurant outings • Group dinners • Shared meals • Any expense splitting No account required. No sign-up. Just scan and split.

Screenshots

Split With SquareUp3 screens
Qisma4 screens

Verdict

The call

The clearest difference is in-app purchases: Qisma at none against Split With SquareUp's 2. Qisma also leads on iOS requirement (15.0 vs 17.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split With SquareUp sells 2 in-app purchases, starting at $2.99 per month. Qisma asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Split With SquareUp against 5.0 for Qisma. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Split With SquareUp ships an update every 9 days, Qisma weekly. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Split With SquareUp versus Qisma: the parameters behind the verdict, then further details
ParameterSplit With SquareUpQisma
PriceFreeFree
Rating5.0 (2 ratings)5.0 (5 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings25 — better
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size11 MB9 MB
Age rating4+4+
DeveloperSpencer LernerRami Shehadeh

Customer experience

Split With SquareUp

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Qisma

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Split With SquareUp

Subscriptions1
  • SquareUp Premium1 Month trial$2.991 Month
One-time1
  • SquareUp Premium Lifetime$49.99
None

Qisma

No in-app purchases

Questions

Is Split With SquareUp free?
Split With SquareUp is free to download, with in-app purchases available.
Is Qisma free?
Qisma is free to download, with no in-app purchases.
Which has better reviews, Split With SquareUp or Qisma?
Split With SquareUp and Qisma are both rated 5.0 out of 5 on the App Store, from 2 and 5 ratings respectively.
Do Split With SquareUp or Qisma have ads?
Neither Split With SquareUp nor Qisma shows ads.
Which is updated more often, Split With SquareUp or Qisma?
Split With SquareUp ships an update every 9 days, and Qisma weekly. Most recently, Split With SquareUp was updated on October 8, 2026 and Qisma on October 24, 2026.

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