My Expense Tracker Plus vs Every

My Expense Tracker Plus helps you take complete control of your personal finances — simply, privately, and entirely on your device. Track your daily income, expenses, and savings with ease. Get monthly summaries, yearly overviews, and meaningful insights that help you understand exactly where your money goes. KEY FEATURES Income, Expense and Savings Tracking Record every transaction in seconds. View monthly and yearly summaries with visual charts and breakdowns. Monthly Budgets Set spending limits for each category. Get alerted when you're approaching or exceeding your budget. 50/30/20 Rule Understand your Needs, Wants, and Savings split, and customize the percentages to match your lifestyle. Recurring Transactions Set up salary, rent, SIP, or any regular payment once. The app automatically generates them every month. EMI and Loan Tracker Track personal loans, home loans, or any EMI. See outstanding balance, progress, and the impact of part payments. Bill Reminders Never miss a due date. Get notified 48 hours, 24 hours, and on the due day. Mark bills as paid with one tap. Savings Goals Create goals such as an emergency fund, car, or vacation. Track contributions and monitor your progress. Net Worth Track all assets, including bank accounts, investments, and property, alongside liabilities for a complete financial picture. Category Trends Analyze spending patterns across 3, 6, or 12 months by category to understand where your money goes. India Financial Year View Review April to March financial year summaries, designed specifically for Indian users. Monthly Diary Write personal notes each month about your finances, decisions, and goals. Full Backup and Restore Export all your data, including transactions, budgets, loans, bills, goals, assets, and diary entries, as a JSON file. Restore on a new device anytime. CSV Export Export transactions for accounting, tax filing, or spreadsheet analysis. 100% Private All data stays on your device. No accounts, no cloud, no tracking, and no ads. My Expense Tracker Plus is built for anyone who wants a powerful yet simple personal finance app, designed with Indian users in mind.

Every Penny Counts is a lightweight personal finance app designed for everyday money tracking. It helps you record income, expenses and transfers, manage account balances, set monthly budgets, and review your recent financial activity in a simple, organized interface. The app includes five main sections: Overview, Accounts, Transactions, Budgets and Settings. You can create accounts for cash, bank cards, credit cards, e-wallets, investments and other assets, then keep each balance up to date as you record transactions. When adding a transaction, choose from income, expense or transfer, then add the amount, date, category and optional notes. Account balances update automatically based on each transaction, helping you keep a clearer picture of your money across different accounts. The Overview page gives you a quick summary of net worth, monthly income, monthly expenses, monthly balance, recent transactions and a six-month income and expense trend. The Transactions page lets you filter records by month and transaction type, making it easier to review spending patterns over time. Budgets help you manage spending by category. Set monthly budget amounts for expense categories and use them as a simple guide for controlling everyday costs. Every Penny Counts comes with common income and expense categories, including food and dining, transportation, shopping, housing, healthcare, entertainment, education, telecom, daily essentials, utilities, salary, part-time jobs and investment income. You can also manage categories based on your own habits. Your data is stored locally on your device. The app also supports exporting your data as a JSON backup file and restoring data from a backup when needed. Key features: - Track income, expenses and account transfers - Manage cash, bank card, credit card, e-wallet, investment and other accounts - Automatically update account balances after transactions - View net worth, monthly income, monthly expenses and monthly balance - Review six-month income and expense trends - Filter transactions by month and type - Manage income and expense categories - Set monthly budgets by expense category - Export data as a JSON backup file - Restore data from a JSON backup file - Clear local data and start fresh when needed Every Penny Counts is built for people who want a simple way to track daily money activity, manage multiple accounts and stay aware of monthly spending without dealing with overly complex finance tools.