Comparison

PennyFlow vs BPSTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennyFlow

Features
Read full description

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

About

BPSTracker

Monitor your Bull Put Spread options positions with real-time Greeks, P&L tracking, and risk management tools. Visualize trends, import data from screenshots, and analyze your trading history for better performance.

Highlights
  • Portfolio overview
  • Real-time Greeks (Delta, Theta, Gamma, Vega)
  • Daily Theta value tracking
  • Risk indicators and alerts
  • Greeks trend charts
  • Screenshot import for positions
  • Trading history and performance statistics
Features
Read full description

Track your Bull Put Spread options positions with precision. BPS Tracker helps options traders monitor their credit spread positions with real-time Greeks, P&L tracking, and risk management tools. FEATURES: • Portfolio Overview - See total capital at risk, max profit, and unrealized P&L at a glance • Real-time Greeks - Delta, Theta, Gamma, Vega for each position • Daily Theta Value - Know exactly how much you earn from time decay • Risk Indicators - ITM warnings, near-expiry alerts, breakeven monitoring • Greeks Trend Charts - Visualize Delta, Theta, IV and spread cost over time • Screenshot Import - Automatically parse positions from brokerage screenshots • Closed Position Tracking - Record close reasons and realized returns • Trading History - Win rate, average RoR, and performance statistics FREE - EVERYTHING INCLUDED: No subscription, no ads. Every feature is unlocked for everyone: unlimited positions, 5-minute market data, full Greeks trend charts, historical IV, advanced Risk Bar, and custom alert thresholds. 30 AI analyses and 20 screenshot imports per month. DEMO MODE: Try the app with sample positions - no account required. Perfect for theta gang traders and anyone selling Bull Put Spreads. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.bpstracker.com/bpstracker/privacy

Screenshots

PennyFlow4 screens
BPSTracker4 screens

Verdict

The call

The clearest difference is update cadence: PennyFlow at daily against BPSTracker's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase and BPSTracker sells 2 in-app purchases, starting at $19.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PennyFlow ships an update daily, BPSTracker every 6 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 8 level
PennyFlow versus BPSTracker: the parameters behind the verdict, then further details
ParameterPennyFlowBPSTracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyDaily — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.617.0 — better
Further details — not scored
Size5 MB5 MB
Age rating17+4+
Developer2. MANUEL KARL-HEINZ 1. ZANGLTz-Je Lin

In-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99
2 purchases

BPSTracker

Subscriptions2
  • BPSTracker Pro$19.991 Month
  • BPSTracker Pro$179.991 Year

Questions

Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Is BPSTracker free?
BPSTracker is free to download, with in-app purchases available.
Do PennyFlow or BPSTracker have ads?
Neither PennyFlow nor BPSTracker shows ads.
Which is updated more often, PennyFlow or BPSTracker?
PennyFlow ships an update daily, and BPSTracker every 6 weeks. Most recently, PennyFlow was updated on October 8, 2026 and BPSTracker on October 13, 2026.

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