PennyFlow vs BPSTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PennyFlow
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PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!
BPSTracker
Monitor your Bull Put Spread options positions with real-time Greeks, P&L tracking, and risk management tools. Visualize trends, import data from screenshots, and analyze your trading history for better performance.
- Portfolio overview
- Real-time Greeks (Delta, Theta, Gamma, Vega)
- Daily Theta value tracking
- Risk indicators and alerts
- Greeks trend charts
- Screenshot import for positions
- Trading history and performance statistics
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Track your Bull Put Spread options positions with precision. BPS Tracker helps options traders monitor their credit spread positions with real-time Greeks, P&L tracking, and risk management tools. FEATURES: • Portfolio Overview - See total capital at risk, max profit, and unrealized P&L at a glance • Real-time Greeks - Delta, Theta, Gamma, Vega for each position • Daily Theta Value - Know exactly how much you earn from time decay • Risk Indicators - ITM warnings, near-expiry alerts, breakeven monitoring • Greeks Trend Charts - Visualize Delta, Theta, IV and spread cost over time • Screenshot Import - Automatically parse positions from brokerage screenshots • Closed Position Tracking - Record close reasons and realized returns • Trading History - Win rate, average RoR, and performance statistics FREE - EVERYTHING INCLUDED: No subscription, no ads. Every feature is unlocked for everyone: unlimited positions, 5-minute market data, full Greeks trend charts, historical IV, advanced Risk Bar, and custom alert thresholds. 30 AI analyses and 20 screenshot imports per month. DEMO MODE: Try the app with sample positions - no account required. Perfect for theta gang traders and anyone selling Bull Put Spreads. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.bpstracker.com/bpstracker/privacy
Screenshots
Verdict
The clearest difference is update cadence: PennyFlow at daily against BPSTracker's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PennyFlow sells 1 one-off in-app purchase and BPSTracker sells 2 in-app purchases, starting at $19.99 per month. Whichever you choose, the download price is not the number that matters.
PennyFlow ships an update daily, BPSTracker every 6 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.
| Parameter | PennyFlow | BPSTracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Daily — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 5 MB |
| Age rating | 17+ | 4+ |
| Developer | 2. MANUEL KARL-HEINZ 1. ZANGL | Tz-Je Lin |
In-app purchases
PennyFlow
- PennyFlow Pro$4.99
BPSTracker
- BPSTracker Pro$19.991 Month
- BPSTracker Pro$179.991 Year









