Comparison

PennyFlow vs Leftly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennyFlow

Features
Read full description

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

About

Leftly

Effortlessly manage your personal finances by setting budgets, tracking expenses through manual entry or receipt scanning, and gaining clear insights into your spending. This app helps you understand where your money goes without needing to connect your bank account.

Highlights
  • Set monthly budgets
  • Scan receipts for automatic entry
  • Manual expense tracking
  • Automatic spending categorization
  • View remaining budget
  • Monthly and yearly spending summaries
  • No bank connection required
Features
Read full description

Leftly helps you understand where your money goes — without connecting your bank account. Set a monthly budget, track your spending, and instantly see how much money you have left. Add expenses manually or simply scan receipts and let the app do the work for you. KEY FEATURES • Set a monthly budget in seconds • Track expenses manually or by scanning receipts • Automatically categorize spending • See how much budget remains this month • View clear monthly spending summaries • Get simple yearly spending insights • No bank connection required SMART RECEIPT SCANNING Take a photo of your receipt and Leftly extracts the total amount and category so you don’t have to enter everything manually. You can always review and edit before saving. DESIGNED FOR CLARITY Leftly focuses on one thing: helping you stay aware of your spending. No complex rules, no overwhelming charts — just the numbers that matter. PRIVATE BY DESIGN Your financial data stays private. Leftly does not require access to your bank account and is built for personal budgeting only. SUBSCRIPTION Free users can track expenses and scan a limited number of receipts each month. Upgrade to Leftly Pro for unlimited receipt scans, advanced insights, and yearly summaries. Leftly is designed for personal budgeting and financial awareness only. It does not provide financial advice.

Screenshots

PennyFlow4 screens
Leftly4 screens

Verdict

The call

The clearest difference is in-app purchases: Leftly at none against PennyFlow's 1. Leftly also leads on iOS requirement (15.1 vs 18.6). PennyFlow's advantage is ads (none vs shown) and update cadence (daily vs every 9 days). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase. Leftly asks for nothing beyond the download.

UpkeepUpdate frequency

PennyFlow ships an update daily, Leftly every 9 days. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
PennyFlow versus Leftly: the parameters behind the verdict, then further details
ParameterPennyFlowLeftly
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyDaily — betterEvery 9 days
AdsNo — betterYes
In-app purchasesYesNo — better
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.615.1 — better
Further details — not scored
Size5 MB19 MB
Age rating17+4+
Developer2. MANUEL KARL-HEINZ 1. ZANGLAndrii Panchuk

In-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99
None

Leftly

No in-app purchases

Questions

Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Is Leftly free?
Leftly is free to download, with no in-app purchases.
Do PennyFlow or Leftly have ads?
Leftly shows ads; PennyFlow does not.
Which is updated more often, PennyFlow or Leftly?
PennyFlow ships an update daily, and Leftly every 9 days. Most recently, PennyFlow was updated on October 8, 2026 and Leftly on October 6, 2026.

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